{"id":2588,"date":"2025-08-06T15:04:53","date_gmt":"2025-08-06T09:34:53","guid":{"rendered":"https:\/\/toolyt.com\/blog\/?p=2588"},"modified":"2025-08-06T15:08:34","modified_gmt":"2025-08-06T09:38:34","slug":"account-aggregator-for-nbfcs","status":"publish","type":"post","link":"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/","title":{"rendered":"How NBFCs Can Leverage Account Aggregator Data for Smarter Loan Approvals\u00a0"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Why Manual Financial Data Checks No Longer Work for NBFCs\u00a0<\/h2>\n\n\n\n<p>NBFCs traditionally rely on self-declared income documents, bank statements, or customer-declared information during loan onboarding. However, these manual approaches lead to three common issues:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Inconsistent financial data<\/strong>&nbsp;<\/li>\n\n\n\n<li><strong>Delays in verification<\/strong>&nbsp;<\/li>\n\n\n\n<li><strong>Higher rejection or default risk<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>As customer expectations for instant credit decisions rise, NBFCs need a smarter, faster, and more reliable way to assess borrower&#8217;s eligibility, without compromising accuracy.&nbsp;<\/p>\n\n\n\n<p>That\u2019s where the <strong>Account Aggregator (AA) framework<\/strong> comes in, and with Toolyt, NBFCs can now trigger and access this data directly from the field.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">What Is the Account Aggregator Framework?\u00a0<\/h2>\n\n\n\n<p>The Account Aggregator (AA) ecosystem, regulated by the RBI, enables secure, consent-based financial data sharing between institutions. Here&#8217;s how it works:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Borrowers give consent via an AA platform&nbsp;<\/li>\n\n\n\n<li>Banks, insurers, and financial institutions share verified data with the NBFC&nbsp;<\/li>\n\n\n\n<li>NBFCs access real-time bank statements, cash flows, and transaction history&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Unlike traditional document uploads or PDF statements, this framework ensures <strong>authentic, tamper-proof data,<\/strong> reducing fraud and manual errors drastically.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Why Account Aggregator Is a Game Changer for NBFC Lending\u00a0<\/h2>\n\n\n\n<p>When integrated into the lending journey, <strong>Account Aggregator for NBFCs<\/strong> unlocks:&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Instant Access to Verified Bank Data\u00a0<\/h3>\n\n\n\n<p>No more chasing customers for physical statements or relying on outdated income proofs. With AA, field agents or backend teams can access live bank data, directly linked from the source with customer consent.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Streamlined Loan Processing Automation\u00a0<\/h3>\n\n\n\n<p>By pulling structured financial data, NBFCs can feed this directly into credit models and underwriting systems, removing the need for manual intervention.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Better Risk Assessment\u00a0<\/h3>\n\n\n\n<p>Real-time data insights like average balance, EMI patterns, credit inflows, or bounced cheques help lending teams assess risk more accurately, especially for new-to-credit customers.&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Seamless Field-Level Integration\u00a0<\/h3>\n\n\n\n<p>Toolyt enables field agents to <strong>trigger AA journeys from the mobile app<\/strong>, ensuring loan assessments begin at the doorstep, not days later.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How Toolyt Brings Account Aggregator Access to Your Field Teams\u00a0<\/h2>\n\n\n\n<p>Toolyt is purpose-built to simplify complex field operations in NBFCs. With AA integration, Toolyt allows field agents to:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Trigger an AA consent request directly from their mobile app&nbsp;<\/li>\n\n\n\n<li>Share it with the customer via OTP or link&nbsp;<\/li>\n\n\n\n<li>Fetch real-time financial data from connected accounts&nbsp;<\/li>\n\n\n\n<li>Feed that data into existing loan workflows or eligibility models&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>This allows NBFCs to reduce turnaround times, cut operational costs, and drive smarter disbursals, even in remote, offline-first markets.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Toolyt\u2019s AA Features Include:\u00a0<\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Consent management with full audit trails&nbsp;<\/li>\n\n\n\n<li>Real-time API integration with AA providers&nbsp;<\/li>\n\n\n\n<li>Role-based access to financial data&nbsp;<\/li>\n\n\n\n<li>End-to-end encryption and RBI compliance&nbsp;<\/li>\n\n\n\n<li>Works with your existing LOS and CRM systems&nbsp;<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Real-World Use Case: Smarter Lending in the Field\u00a0<\/h2>\n\n\n\n<p>Imagine this:\u00a0<br>A field agent meets a self-employed borrower with no formal income proof. Instead of rejecting the lead or waiting days for documents, the agent uses Toolyt to:\u00a0<\/p>\n\n\n\n<ol start=\"1\" class=\"wp-block-list\">\n<li>Trigger an Account Aggregator consent journey&nbsp;<\/li>\n\n\n\n<li>Customer consents using OTP&nbsp;<\/li>\n\n\n\n<li>Bank account data is fetched and pre-analyzed&nbsp;<\/li>\n\n\n\n<li>Credit team uses the data to approve or reject in real-time&nbsp;<\/li>\n<\/ol>\n\n\n\n<ol start=\"3\" class=\"wp-block-list\"><\/ol>\n\n\n\n<ol start=\"4\" class=\"wp-block-list\"><\/ol>\n\n\n\n<p>Result? A high-intent lead is converted within hours, not days.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>The Results NBFCs Can Expect<\/strong>&nbsp;<\/h2>\n\n\n\n<p>By integrating <strong>Account Aggregator through Toolyt<\/strong>, NBFCs benefit from:&nbsp;<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>50% faster loan decisions<\/strong>&nbsp;<\/li>\n\n\n\n<li><strong>Reduction in manual document handling<\/strong>&nbsp;<\/li>\n\n\n\n<li><strong>Improved loan approval rates<\/strong>&nbsp;<\/li>\n\n\n\n<li><strong>Reduced fraud and misreporting<\/strong>&nbsp;<\/li>\n\n\n\n<li><strong>Better credit insights for underserved segments<\/strong>&nbsp;<\/li>\n<\/ul>\n\n\n\n<p>Whether you\u2019re lending to salaried professionals, gig workers, or self-employed customers, verified data equals smarter lending.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Final Thoughts: Lending Powered by Data, Not Documents<\/strong>&nbsp;<\/h2>\n\n\n\n<p>As NBFCs scale and diversify, relying on traditional onboarding and document checks won\u2019t cut it. Verified, real-time data through <strong>Account Aggregator frameworks<\/strong> is the future of digital credit.&nbsp;<\/p>\n\n\n\n<p>With <strong>Toolyt<\/strong>, NBFCs can integrate AA data collection into field journeys, automate processing, and deliver faster, more accurate loan decisions, without increasing risk.&nbsp;<\/p>\n\n\n\n<p><strong>Explore how Toolyt enables smarter lending with Account Aggregator integrations<\/strong>&nbsp;<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/toolyt.com\/\">Book a demo<\/a><\/strong> to see how your NBFC can make real-time, data-backed lending decisions, starting today.&nbsp;<\/p>\n<div class=\"tooly-after-content\" id=\"tooly-4159001140\"><div id=\"cbox-BpCoEwluYPqMsRSH\"><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Why Manual Financial Data Checks No Longer Work for NBFCs\u00a0 NBFCs traditionally rely on self-declared income documents, bank statements, or customer-declared information during loan onboarding. However, these manual approaches lead to three common issues:&nbsp; As customer expectations for instant credit decisions rise, NBFCs need a smarter, faster, and more reliable way to assess borrower&#8217;s eligibility, [&hellip;]<\/p>\n","protected":false},"author":10,"featured_media":2589,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"cos_headline_score":0,"cos_seo_score":0,"cos_headline_text":"How NBFCs Can Leverage Account Aggregator Data for Smarter Loan Approvals\u00a0","cos_headline_has_been_analyzed":false,"cos_last_analyzed_headline":[],"footnotes":""},"categories":[9],"tags":[299,90,93,95,94,67,279,129,33],"class_list":["post-2588","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-sales-performance","tag-account-aggregator","tag-banking-crm","tag-crm-software","tag-insurance-crm","tag-insurance-crm-software","tag-mobile-crm","tag-nbfc-automation","tag-sales-productivity","tag-sales-reps"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v25.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Smarter Loan Approvals for NBFCs Using Account Aggregator Data<\/title>\n<meta name=\"description\" content=\"Accelerate NBFC loan approvals with Toolyt\u2019s secure integration to the Account Aggregator framework for real-time financial data access.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Smarter Loan Approvals for NBFCs Using Account Aggregator Data\" \/>\n<meta property=\"og:description\" content=\"Accelerate NBFC loan approvals with Toolyt\u2019s secure integration to the Account Aggregator framework for real-time financial data access.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/\" \/>\n<meta property=\"og:site_name\" content=\"Toolyt\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-06T09:34:53+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-06T09:38:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/toolyt.com\/blog\/wp-content\/uploads\/2025\/08\/clipboard-image-1754470749.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"1024\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Safna Ali\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Safna Ali\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/\"},\"author\":{\"name\":\"Safna Ali\",\"@id\":\"https:\/\/toolyt.com\/blog\/#\/schema\/person\/c1d8f84dc0b19e73e7ffeaa6ecea48b9\"},\"headline\":\"How NBFCs Can Leverage Account Aggregator Data for Smarter Loan Approvals\u00a0\",\"datePublished\":\"2025-08-06T09:34:53+00:00\",\"dateModified\":\"2025-08-06T09:38:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/\"},\"wordCount\":694,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/toolyt.com\/blog\/#organization\"},\"image\":{\"@id\":\"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/toolyt.com\/blog\/wp-content\/uploads\/2025\/08\/clipboard-image-1754470749.png\",\"keywords\":[\"account aggregator\",\"banking crm\",\"CRM software\",\"Insurance CRM\",\"Insurance CRM software\",\"mobile crm\",\"NBFC Automation\",\"Sales productivity\",\"sales reps\"],\"articleSection\":[\"Sales Performance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/\",\"url\":\"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/\",\"name\":\"Smarter Loan Approvals for NBFCs Using Account Aggregator Data\",\"isPartOf\":{\"@id\":\"https:\/\/toolyt.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/toolyt.com\/blog\/wp-content\/uploads\/2025\/08\/clipboard-image-1754470749.png\",\"datePublished\":\"2025-08-06T09:34:53+00:00\",\"dateModified\":\"2025-08-06T09:38:34+00:00\",\"description\":\"Accelerate NBFC loan approvals with Toolyt\u2019s secure integration to the Account Aggregator framework for real-time financial data access.\",\"breadcrumb\":{\"@id\":\"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/#primaryimage\",\"url\":\"https:\/\/toolyt.com\/blog\/wp-content\/uploads\/2025\/08\/clipboard-image-1754470749.png\",\"contentUrl\":\"https:\/\/toolyt.com\/blog\/wp-content\/uploads\/2025\/08\/clipboard-image-1754470749.png\",\"width\":1024,\"height\":1024,\"caption\":\"Account Aggregator for NBFCs\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/toolyt.com\/blog\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How NBFCs Can Leverage Account Aggregator Data for Smarter Loan Approvals\u00a0\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/toolyt.com\/blog\/#website\",\"url\":\"https:\/\/toolyt.com\/blog\/\",\"name\":\"Toolyt\",\"description\":\"Field Sales Productivity Blog\",\"publisher\":{\"@id\":\"https:\/\/toolyt.com\/blog\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/toolyt.com\/blog\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/toolyt.com\/blog\/#organization\",\"name\":\"Toolyt\",\"url\":\"https:\/\/toolyt.com\/blog\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/toolyt.com\/blog\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/toolyt.com\/blog\/wp-content\/uploads\/2021\/07\/cropped-cropped-icon.png\",\"contentUrl\":\"https:\/\/toolyt.com\/blog\/wp-content\/uploads\/2021\/07\/cropped-cropped-icon.png\",\"width\":512,\"height\":512,\"caption\":\"Toolyt\"},\"image\":{\"@id\":\"https:\/\/toolyt.com\/blog\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/toolyt.com\/blog\/#\/schema\/person\/c1d8f84dc0b19e73e7ffeaa6ecea48b9\",\"name\":\"Safna Ali\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/toolyt.com\/blog\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/b525caf31358382d447ac50e8ace2a7ba33423269dc69547f33c871e4c3f08a4?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/b525caf31358382d447ac50e8ace2a7ba33423269dc69547f33c871e4c3f08a4?s=96&d=mm&r=g\",\"caption\":\"Safna Ali\"},\"url\":\"https:\/\/toolyt.com\/blog\/author\/safna-ali\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Smarter Loan Approvals for NBFCs Using Account Aggregator Data","description":"Accelerate NBFC loan approvals with Toolyt\u2019s secure integration to the Account Aggregator framework for real-time financial data access.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/","og_locale":"en_US","og_type":"article","og_title":"Smarter Loan Approvals for NBFCs Using Account Aggregator Data","og_description":"Accelerate NBFC loan approvals with Toolyt\u2019s secure integration to the Account Aggregator framework for real-time financial data access.","og_url":"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/","og_site_name":"Toolyt","article_published_time":"2025-08-06T09:34:53+00:00","article_modified_time":"2025-08-06T09:38:34+00:00","og_image":[{"width":1024,"height":1024,"url":"https:\/\/toolyt.com\/blog\/wp-content\/uploads\/2025\/08\/clipboard-image-1754470749.png","type":"image\/png"}],"author":"Safna Ali","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Safna Ali","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/#article","isPartOf":{"@id":"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/"},"author":{"name":"Safna Ali","@id":"https:\/\/toolyt.com\/blog\/#\/schema\/person\/c1d8f84dc0b19e73e7ffeaa6ecea48b9"},"headline":"How NBFCs Can Leverage Account Aggregator Data for Smarter Loan Approvals\u00a0","datePublished":"2025-08-06T09:34:53+00:00","dateModified":"2025-08-06T09:38:34+00:00","mainEntityOfPage":{"@id":"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/"},"wordCount":694,"commentCount":0,"publisher":{"@id":"https:\/\/toolyt.com\/blog\/#organization"},"image":{"@id":"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/#primaryimage"},"thumbnailUrl":"https:\/\/toolyt.com\/blog\/wp-content\/uploads\/2025\/08\/clipboard-image-1754470749.png","keywords":["account aggregator","banking crm","CRM software","Insurance CRM","Insurance CRM software","mobile crm","NBFC Automation","Sales productivity","sales reps"],"articleSection":["Sales Performance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/","url":"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/","name":"Smarter Loan Approvals for NBFCs Using Account Aggregator Data","isPartOf":{"@id":"https:\/\/toolyt.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/#primaryimage"},"image":{"@id":"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/#primaryimage"},"thumbnailUrl":"https:\/\/toolyt.com\/blog\/wp-content\/uploads\/2025\/08\/clipboard-image-1754470749.png","datePublished":"2025-08-06T09:34:53+00:00","dateModified":"2025-08-06T09:38:34+00:00","description":"Accelerate NBFC loan approvals with Toolyt\u2019s secure integration to the Account Aggregator framework for real-time financial data access.","breadcrumb":{"@id":"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/#primaryimage","url":"https:\/\/toolyt.com\/blog\/wp-content\/uploads\/2025\/08\/clipboard-image-1754470749.png","contentUrl":"https:\/\/toolyt.com\/blog\/wp-content\/uploads\/2025\/08\/clipboard-image-1754470749.png","width":1024,"height":1024,"caption":"Account Aggregator for NBFCs"},{"@type":"BreadcrumbList","@id":"https:\/\/toolyt.com\/blog\/sales-performance\/account-aggregator-for-nbfcs\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/toolyt.com\/blog\/"},{"@type":"ListItem","position":2,"name":"How NBFCs Can Leverage Account Aggregator Data for Smarter Loan Approvals\u00a0"}]},{"@type":"WebSite","@id":"https:\/\/toolyt.com\/blog\/#website","url":"https:\/\/toolyt.com\/blog\/","name":"Toolyt","description":"Field Sales Productivity Blog","publisher":{"@id":"https:\/\/toolyt.com\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/toolyt.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/toolyt.com\/blog\/#organization","name":"Toolyt","url":"https:\/\/toolyt.com\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/toolyt.com\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/toolyt.com\/blog\/wp-content\/uploads\/2021\/07\/cropped-cropped-icon.png","contentUrl":"https:\/\/toolyt.com\/blog\/wp-content\/uploads\/2021\/07\/cropped-cropped-icon.png","width":512,"height":512,"caption":"Toolyt"},"image":{"@id":"https:\/\/toolyt.com\/blog\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/toolyt.com\/blog\/#\/schema\/person\/c1d8f84dc0b19e73e7ffeaa6ecea48b9","name":"Safna Ali","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/toolyt.com\/blog\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/b525caf31358382d447ac50e8ace2a7ba33423269dc69547f33c871e4c3f08a4?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/b525caf31358382d447ac50e8ace2a7ba33423269dc69547f33c871e4c3f08a4?s=96&d=mm&r=g","caption":"Safna Ali"},"url":"https:\/\/toolyt.com\/blog\/author\/safna-ali\/"}]}},"_links":{"self":[{"href":"https:\/\/toolyt.com\/blog\/wp-json\/wp\/v2\/posts\/2588","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/toolyt.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/toolyt.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/toolyt.com\/blog\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/toolyt.com\/blog\/wp-json\/wp\/v2\/comments?post=2588"}],"version-history":[{"count":0,"href":"https:\/\/toolyt.com\/blog\/wp-json\/wp\/v2\/posts\/2588\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/toolyt.com\/blog\/wp-json\/wp\/v2\/media\/2589"}],"wp:attachment":[{"href":"https:\/\/toolyt.com\/blog\/wp-json\/wp\/v2\/media?parent=2588"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/toolyt.com\/blog\/wp-json\/wp\/v2\/categories?post=2588"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/toolyt.com\/blog\/wp-json\/wp\/v2\/tags?post=2588"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}