Toolyt Pulse — Banking, lending and insurance briefings https://toolyt.com/pulse Daily B2B briefings on Indian banking, lending and insurance for enterprise decision makers, from Toolyt. en-in Mon, 17 Aug 2026 08:59:47 GMT Godrej Capital, Indel Money Co-Lending: Gold Loan Market Expansion https://toolyt.com/pulse/nbfc/godrej-capital-indel-money-co-lending-gold-loan-market-expansion https://toolyt.com/pulse/nbfc/godrej-capital-indel-money-co-lending-gold-loan-market-expansion Mon, 17 Aug 2026 03:31:02 GMT nbfc Godrej Capital and Indel Money's co-lending partnership for gold loans marks a strategic move into a specialized segment, highlighting evolving collaboration models in Indian BFSI. RBI Prepones FCNR(B) Swap Deadline: Implications for Bank Funding https://toolyt.com/pulse/banking/rbi-prepones-fcnrb-swap-deadline-implications-bank-funding https://toolyt.com/pulse/banking/rbi-prepones-fcnrb-swap-deadline-implications-bank-funding Mon, 17 Aug 2026 03:30:39 GMT banking The Reserve Bank of India has advanced the deadline for its concessional FCNR(B) forex swap facility to August 31, impacting banks' foreign currency funding strategies and liquidity management. Health Insurance Reforms: Beyond Rates to Cost Standardisation https://toolyt.com/pulse/insurance/health-insurance-reforms-cost-standardisation https://toolyt.com/pulse/insurance/health-insurance-reforms-cost-standardisation Mon, 17 Aug 2026 01:54:22 GMT insurance Industry experts advocate for standardising healthcare costs across hospitals to make health insurance more sustainable and accessible, impacting product design, claims, and underwriting. RBI Rate Framework: HFC Pricing, NBFC Rate Transmission Impact https://toolyt.com/pulse/nbfc/rbi-rate-framework-hfc-pricing-nbfc-rate-transmission-impact https://toolyt.com/pulse/nbfc/rbi-rate-framework-hfc-pricing-nbfc-rate-transmission-impact Mon, 17 Aug 2026 01:53:59 GMT nbfc The RBI's proposed rate framework could reshape HFC loan pricing and accelerate bank rate transmission to NBFCs, impacting competitive positioning and operational models for Indian BFSI. RBI Ends Concessional FCNR-B Swap Facility Early: Impact on Bank Funding https://toolyt.com/pulse/banking/rbi-ends-concessional-fcnr-b-swap-facility-early-impact-on-bank-funding https://toolyt.com/pulse/banking/rbi-ends-concessional-fcnr-b-swap-facility-early-impact-on-bank-funding Mon, 17 Aug 2026 01:53:33 GMT banking The RBI's early withdrawal of the concessional swap facility for FCNR-B deposits signals a shift in foreign currency funding dynamics for Indian banks, impacting treasury and risk strategies. SFBs Seek Co-Lending Access: Implications for BFSI Partnerships https://toolyt.com/pulse/nbfc/sfbs-seek-co-lending-access-implications-bfsi-partnerships https://toolyt.com/pulse/nbfc/sfbs-seek-co-lending-access-implications-bfsi-partnerships Mon, 17 Aug 2026 01:33:13 GMT nbfc Small Finance Banks (SFBs) are lobbying the Reserve Bank of India (RBI) for permission to engage in co-lending activities. This move could reshape partnership dynamics across the Indian BFSI sector. RBI Draft Norms: Standardising Loan Pricing for Indian BFSI https://toolyt.com/pulse/banking/rbi-draft-norms-standardising-loan-pricing-indian-bfsi https://toolyt.com/pulse/banking/rbi-draft-norms-standardising-loan-pricing-indian-bfsi Mon, 17 Aug 2026 01:32:52 GMT banking The RBI's proposed guidelines on loan pricing methodology could reshape how banks, NBFCs, and HFCs structure interest rates, impacting product strategies and competitive dynamics.