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      <news:publication_date>2026-11-04T03:31:06.930Z</news:publication_date>
      <news:title>PB Fintech Plans 1,000-Day Business Model Pivot Amid Reforms</news:title>
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    <loc>https://toolyt.com/pulse/nbfc/gold-loan-asset-quality-shifts-nbfc</loc>
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      <news:publication_date>2026-11-04T03:30:44.123Z</news:publication_date>
      <news:title>Analysing Asset Quality Shifts in India’s Gold Loan Sector</news:title>
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    <loc>https://toolyt.com/pulse/technology/iba-cyber-incident-sharing-ai-threats-bfsi</loc>
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      <news:publication_date>2026-11-04T03:30:26.852Z</news:publication_date>
      <news:title>IBA to Launch Structured Cyber-Incident Sharing for Indian Banks</news:title>
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    <loc>https://toolyt.com/pulse/insurance/irdai-streamlines-insurance-capital-m-and-a-framework</loc>
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      <news:publication_date>2026-11-03T03:31:04.975Z</news:publication_date>
      <news:title>IRDAI Streamlines Insurance Capital Raising and M&amp;A Framework</news:title>
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    <loc>https://toolyt.com/pulse/banking/bank-lending-nbfc-surge-circular-credit-risks</loc>
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      <news:publication_date>2026-11-03T03:30:48.076Z</news:publication_date>
      <news:title>Bank Lending to NBFCs Rises 42%: Assessing Circular Credit Risks</news:title>
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    <loc>https://toolyt.com/pulse/nbfc/spandana-sphoorty-cyberattack-nbfc-treasury-risks</loc>
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      <news:publication_date>2026-11-03T03:30:28.244Z</news:publication_date>
      <news:title>Spandana Sphoorty Cyberattack: Analyzing NBFC Treasury Vulnerabilities</news:title>
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