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      <news:title>Microsoft Outage: Assessing BFSI Middle-Office Vulnerabilities</news:title>
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    <loc>https://toolyt.com/pulse/banking/sbi-erd-loan-restructuring-el-nino-impact</loc>
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      <news:publication_date>2026-11-14T03:30:44.202Z</news:publication_date>
      <news:title>SBI ERD Recommends Loan Restructuring Over Waivers for El Niño Stress</news:title>
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      <news:title>Paytm Receives Preliminary RBI Approval for Wallet Licence</news:title>
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    <loc>https://toolyt.com/pulse/insurance/irdai-risk-based-capital-framework-analysis</loc>
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      <news:publication_date>2026-11-13T03:31:17.408Z</news:publication_date>
      <news:title>IRDAI Risk-Based Capital: Transforming Insurance Solvency Standards</news:title>
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    <loc>https://toolyt.com/pulse/nbfc/manappuram-finance-stage-2-gold-loan-spike-analysis</loc>
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      <news:publication_date>2026-11-13T03:30:54.518Z</news:publication_date>
      <news:title>Manappuram Finance Pivot: Stage 2 Gold Loans Rise to 5%</news:title>
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    <loc>https://toolyt.com/pulse/compliance/rbi-pe-nbfc-ownership-caps-analysis</loc>
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      <news:publication_date>2026-11-13T03:30:29.131Z</news:publication_date>
      <news:title>RBI Proposes Ownership Caps for Private Equity in Multiple NBFCs</news:title>
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