Manappuram Finance Pivot: Stage 2 Gold Loans Rise to 5%
Manappuram Finance reports a tenfold increase in Stage 2 gold loans, triggering a strategic shift toward one-year bullet loan structures to stabilise asset quality.
Read articlePiramal Finance CEO: Co-lending Norms to Shift Monetisation Models
Revised co-lending frameworks may end upfront loan monetisation through direct assignment, forcing NBFCs toward long-term interest income models.
Read articleAadhar Housing Finance Reports Second Quarter of Asset Quality Stress
Aadhar Housing Finance sees consecutive rise in Stage 3 assets, signaling potential stress migration into the secured affordable housing segment for Indian NBFCs.
Read articleNBFC Credit Growth Trends: Gold Loans Surge 66% as Industry Lags
NBFC credit grew 15.4% YoY in September, fueled by a 66% rise in gold loans, while industrial lending remains sluggish, shifting focus to retail assets.
Read articleAnalysing Asset Quality Shifts in India’s Gold Loan Sector
Rising Stage 2 assets and 90-day overdues at major NBFCs signal emerging borrower stress in the gold loan segment, traditionally viewed as a safe-haven asset class.
Read articleSpandana Sphoorty Cyberattack: Analyzing NBFC Treasury Vulnerabilities
A recent cyberattack on Spandana Sphoorty involving unauthorized bank transfers highlights critical gaps in NBFC fund security and internal payment authorization protocols.
Read articlePNB Housing Finance Targets ₹3,000 Crore Corporate Loan Book
PNB Housing Finance pivots back to wholesale lending with a 4x growth target, signaling renewed risk appetite in the Indian corporate real estate sector.
Read articleTata Capital AUM Growth: Analyzing the Motor Finance Divergence
Tata Capital records 26% AUM growth despite a 17% YoY decline in motor finance, signaling a strategic shift toward high-yield retail and SME segments.
Read articleMaharashtra Drought Stress Signals Rising Q3 Credit Costs for MFIs
CreditAccess Grameen flags repayment extension requests in Maharashtra due to drought, signaling localized credit cost spikes for rural lenders in the third quarter.
Read articleSBI Card Profitability: Underwriting Shifts Stabilise Asset Quality
SBI Card reports higher quarterly profits as tightened credit underwriting filters successfully address delinquency stress in the unsecured lending segment.
Read articleNBFCs Pivot to Secured Retail Assets Amid Microfinance Contraction
NBFCs are reallocating capital toward gold, housing, and vehicle loans as microfinance and SHG lending declines, signaling a strategic shift toward collateral-backed growth.
Read articleFIDC to Seek Phased Insurance Commission Reset from IRDAI
NBFCs via FIDC are requesting a gradual implementation of IRDAI's proposed insurance commission caps to protect credit-linked distribution viability.
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