SBI Card Profitability: Underwriting Shifts Stabilise Asset Quality
SBI Card reports higher quarterly profits as tightened credit underwriting filters successfully address delinquency stress in the unsecured lending segment.
Read articleNBFCs Pivot to Secured Retail Assets Amid Microfinance Contraction
NBFCs are reallocating capital toward gold, housing, and vehicle loans as microfinance and SHG lending declines, signaling a strategic shift toward collateral-backed growth.
Read articleFIDC to Seek Phased Insurance Commission Reset from IRDAI
NBFCs via FIDC are requesting a gradual implementation of IRDAI's proposed insurance commission caps to protect credit-linked distribution viability.
Read articleMahindra Finance Tightens Collections in 282 Drought-Prone Districts
Mahindra Finance initiates targeted collection intensives and credit tightening across 282 districts to mitigate climate-linked asset quality risks in tractor portfolios.
Read articleBajaj Finance Pivots to Term Loans Amid Proposed RBI Revolving Credit Ban
Bajaj Finance prepares new term-loan variants effective November 1 as the RBI considers a ban on revolving credit for NBFCs, impacting product design and profitability.
Read articleMFI Sector Reaches Five-Year Peak in Lending Portfolio Share
Microfinance institutions now dominate the credit mix at nearly 40%, marking a structural shift in the Indian lending landscape and portfolio concentration risks.
Read articleNBFCs Lead as Average PV Loan Size Reaches ₹8.2 Lakh
TransUnion CIBIL data shows a 49% rise in passenger vehicle loan sizes over seven years, with NBFCs dominating the two-wheeler and PV financing segments.
Read articleEmbedded Finance vs. High-Touch Models in Indian NBFC Lending
NBFC leaders identify a strategic divide: embedded finance will drive micro-credit access, while housing finance remains dependent on high-touch physical distribution models.
Read articleNBFC Gold Loans Surge 69.1% as Retail Credit Reaches ₹60.64 Lakh Crore
RBI data shows a 69.1% surge in NBFC gold loans and 15.8% overall credit growth, signaling a strategic shift toward secured retail assets in the Indian non-bank sector.
Read articleGLCs Seek Tier I Capital Parity with Broader NBFC Sector
Gold Loan Companies are lobbying the RBI to align Tier I capital requirements with other NBFCs, potentially lowering the threshold from 12% to 10% to optimize growth capital.
Read articleRBI Grants Core Investment Company Status to Indiabulls
Indiabulls receives RBI registration as a Core Investment Company, signaling a shift toward group-level capital allocation and structural deleveraging for the NBFC group.
Read articleNBFCs Face EPS Pressure as Bank Liquidity Benefits Bypass Sector
Major NBFCs including Bajaj Finance and L&T Finance face potential 12% EPS cuts as banks prioritize internal cost optimization over passing on FCNR(B) liquidity benefits.
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