NBFCs Face EPS Pressure as Bank Liquidity Benefits Bypass Sector
Major NBFCs including Bajaj Finance and L&T Finance face potential 12% EPS cuts as banks prioritize internal cost optimization over passing on FCNR(B) liquidity benefits.
Read articleSundaram Home Finance Targets Growth in Central Tamil Nadu
Sundaram Home Finance expands its physical footprint in Central Tamil Nadu to double disbursements in the emerging business segment, focusing on Tier-3 and Tier-4 markets.
Read articleIRDAI Commission Caps: Analyzing PBT Sensitivity for Lenders
New IRDAI reforms target insurance commission structures, creating significant PBT sensitivity for L&T Finance, Axis Bank, and leading NBFCs.
Read articleNBFC Outlook: Strong Demand and Asset Quality Amid Funding Pressure
NBFCs report robust loan demand and resilient asset quality despite potential funding cost increases, signaling a growth-focused H2 FY25 for Indian lenders.
Read articleNBFC Funding Costs Rise Amid Surging Bank Credit Exposure
NBFCs face margin pressure as bank credit exposure hits 32% YoY growth. Lenders must now diversify liability mixes and recalibrate pricing strategies.
Read articleCGSMFI 2.0: Analysing the Gap in Credit Guarantee Utilisation
The CGSMFI 2.0 scheme sees low uptake, with only Rs 8,000-9,000 crore utilised out of a Rs 20,000 crore pool, highlighting structural hurdles for small lenders.
Read articleTata Sons Governance Dispute: Implications for NBFC Listing Mandates
Internal disputes at Tata Sons over leadership reappointments highlight the complexities of RBI 'Upper Layer' compliance for large Indian conglomerate holding companies.
Read articleRBI Warns NBFCs: Concerns Over FLDG Model in Loan Disbursement
First Loss Default Guarantee arrangements draw regulatory scrutiny across digital lending.
Read articleRBI Red Flags NBFC Consumer Credit: Implications and Future Outlook
Rising unsecured consumer credit prompts tighter risk weights and portfolio discipline.
Read articleA Study on Essential Features for Mobile Loan Origination Solutions
What a modern mobile LOS must do, from lead capture and KYC to deviation handling and disbursal.
Read articleThe Importance of Lead Scoring in the Financial Industry
Scoring models help lenders spend field effort where conversion probability is highest.
Read articleRBI's New Repository: Regulating Digital Lending Apps and Protecting Consumers
A public repository of digital lending apps aims to separate regulated players from rogue ones.
Read articleDigital Disruption in Banking: The Decline of Clerical Roles
Automation reshapes bank staffing towards technology and advisory-led roles.
Read articleLatest Regulatory and Growth Updates in India's NBFC and Lending Sector
A round-up of the regulatory changes shaping NBFC growth and compliance priorities.
Read articleUnderstanding FOIR: A Key Metric for Loan Approval in Lending
Fixed Obligation to Income Ratio explained, and how lenders use it to underwrite retail loans.
Read articleRBI's New Guidelines on Credit Information Reporting: Key Highlights
Fortnightly credit bureau reporting changes what lenders see and how fast they see it.
Read articleChoosing the Right Business Rule Engine
How to evaluate rule engines for lending workflows, deviations and policy changes.
Read articleDetailed Analysis and Findings on Unified Lending Interface (ULI)
ULI promises frictionless credit data flow. Here is what it means for lenders on the ground.
Read articlePerpetual KYC: Transforming Compliance and Customer Experience
Continuous KYC replaces periodic reviews and reduces friction for good customers.
Read articleStart offering your field sales team a better selling experience
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