RBI data shows a 69.1% surge in NBFC gold loans and 15.8% overall credit growth, signaling a strategic shift toward secured retail assets in the Indian non-bank sector.
Read articleGold Loan Companies are lobbying the RBI to align Tier I capital requirements with other NBFCs, potentially lowering the threshold from 12% to 10% to optimize growth capital.
Read articleIndiabulls receives RBI registration as a Core Investment Company, signaling a shift toward group-level capital allocation and structural deleveraging for the NBFC group.
Read articleMajor NBFCs including Bajaj Finance and L&T Finance face potential 12% EPS cuts as banks prioritize internal cost optimization over passing on FCNR(B) liquidity benefits.
Read articleSundaram Home Finance expands its physical footprint in Central Tamil Nadu to double disbursements in the emerging business segment, focusing on Tier-3 and Tier-4 markets.
Read articleNew IRDAI reforms target insurance commission structures, creating significant PBT sensitivity for L&T Finance, Axis Bank, and leading NBFCs.
Read articleNBFCs report robust loan demand and resilient asset quality despite potential funding cost increases, signaling a growth-focused H2 FY25 for Indian lenders.
Read articleNBFCs face margin pressure as bank credit exposure hits 32% YoY growth. Lenders must now diversify liability mixes and recalibrate pricing strategies.
Read articleThe CGSMFI 2.0 scheme sees low uptake, with only Rs 8,000-9,000 crore utilised out of a Rs 20,000 crore pool, highlighting structural hurdles for small lenders.
Read articleInternal disputes at Tata Sons over leadership reappointments highlight the complexities of RBI 'Upper Layer' compliance for large Indian conglomerate holding companies.
Read articleFirst Loss Default Guarantee arrangements draw regulatory scrutiny across digital lending.
Read articleRising unsecured consumer credit prompts tighter risk weights and portfolio discipline.
Read articleWhat a modern mobile LOS must do, from lead capture and KYC to deviation handling and disbursal.
Read articleScoring models help lenders spend field effort where conversion probability is highest.
Read articleA public repository of digital lending apps aims to separate regulated players from rogue ones.
Read articleAutomation reshapes bank staffing towards technology and advisory-led roles.
Read articleA round-up of the regulatory changes shaping NBFC growth and compliance priorities.
Read articleFixed Obligation to Income Ratio explained, and how lenders use it to underwrite retail loans.
Read articleFortnightly credit bureau reporting changes what lenders see and how fast they see it.
Read articleHow to evaluate rule engines for lending workflows, deviations and policy changes.
Read articleULI promises frictionless credit data flow. Here is what it means for lenders on the ground.
Read articleContinuous KYC replaces periodic reviews and reduces friction for good customers.
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