RBI Mandates Interoperability for Account Aggregators
The RBI’s move to enable AA interoperability and integrate bank deposits with demat CAS will streamline digital onboarding and credit underwriting for Indian lenders.
Read articleRBI Mandates Account Aggregator Interoperability for Lenders
The RBI has enabled Account Aggregator interoperability to streamline consent-based data sharing, accelerating credit assessment and risk profiling for Indian financial institutions.
Read articleAnalyzing the 0.4% UPI MDR Revenue Distribution Structure
A breakdown of the new 0.4% UPI MDR structure and its impact on revenue sharing across issuing banks, acquiring banks, and fintech applications.
Read articleRBI Signals Shift: Tech Risk as First-Order Enterprise Risk
RBI Deputy Governor Jain mandates elevating technology risk to the Board level, impacting how Indian lenders manage onboarding, credit, and regulatory reporting systems.
Read articleUPI MDR Shift: Impact on Fintech Valuations and Profitability
Investors are shifting focus from GMV to high-margin transaction mix as UPI MDR introduces new monetisation pathways for Indian fintechs and payment players.
Read articleAxis Bank Deploys AMS 2.0 to Centralise Multi-Vertical Operations
Axis Bank has transitioned to AMS 2.0 with Cognizant to streamline application management across banking, payments, and data platforms for enhanced operational scalability.
Read articlePredictive AI in EMI Collections: YES Bank and Open Launch Pre-emptive Platform
YES Bank and Open Financial Technologies launch a predictive AI platform to preempt EMI failures, shifting Indian retail lending from reactive recovery to proactive management.
Read articleIntegrating FASTag and Banking Data for Barrier-Free Tolling
India eyes a ₹20,000 crore revenue boost through barrier-free digital tolling, integrating FASTag, vehicle, insurance, and banking data into a unified mobility ecosystem.
Read articleMuthoot Finance AI Strategy Increases Branch Visits by 150%
Muthoot Finance leverages AI-driven lead qualification to bridge the gap between digital inquiries and branch footfalls, resulting in a 150% increase in qualified visits.
Read articleAxis Bank AI Strategy: Decelerating Headcount Growth via Automation
Axis Bank signals a shift toward AI-driven productivity to slow back-office hiring, marking a transition from AI experimentation to core workforce strategy for Indian lenders.
Read articleREC to Launch India’s First Tokenised Corporate Bond Sale
REC is set to debut tokenised corporate bonds, marking a shift toward blockchain-based issuance and real-time settlement in Indian debt markets.
Read articleNPCI Unified Agent Protocol: Managing Risks in Agentic UPI
NPCI is developing the Unified Agent Protocol (UAP) for autonomous UPI payments, requiring banks to rethink fraud monitoring and authentication for low-value transactions.
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