RBI Proposes State Adoption of ULI and Programmable CBDC for DBT
RBI Governor urges states to integrate with the Unified Lending Interface and leverage programmable CBDC to automate credit delivery and enhance fiscal health.
Read articleMahindra Finance AI Channels Reach 10% Disbursement Milestone
Mahindra Finance reports that AI-driven channels now contribute 10% of disbursements, with 75% of back-office operations automated through AI-enabled workflows.
Read articleUPI Players Pivot to Merchant Services and Embedded Lending
UPI payment firms are shifting focus from transaction fees to high-margin merchant services, including MSME lending and automated reconciliation tools.
Read articleNBFCs Pivot to Agentic AI with Human-in-the-Loop Risk Controls
Industry leaders at ETBFSI confirm that while AI will automate more lending operations, human oversight remains mandatory for credit risk and regulatory compliance.
Read articleBalancing AI Speed and Human Oversight in MSME Underwriting
NBFC leaders at ETBFSI Retreat 2026 highlight how AI structures unorganised MSME data while maintaining human-in-the-loop protocols for risk management.
Read articleNBFCs Shift AI Strategy from Process Automation to ROI Benchmarks
Indian NBFC leaders are pivoting AI investments toward measurable returns in credit decisioning and collections, moving beyond simple workflow automation.
Read articleRBI Mandates Interoperability for Account Aggregators
The RBI’s move to enable AA interoperability and integrate bank deposits with demat CAS will streamline digital onboarding and credit underwriting for Indian lenders.
Read articleRBI Mandates Account Aggregator Interoperability for Lenders
The RBI has enabled Account Aggregator interoperability to streamline consent-based data sharing, accelerating credit assessment and risk profiling for Indian financial institutions.
Read articleAnalyzing the 0.4% UPI MDR Revenue Distribution Structure
A breakdown of the new 0.4% UPI MDR structure and its impact on revenue sharing across issuing banks, acquiring banks, and fintech applications.
Read articleRBI Signals Shift: Tech Risk as First-Order Enterprise Risk
RBI Deputy Governor Jain mandates elevating technology risk to the Board level, impacting how Indian lenders manage onboarding, credit, and regulatory reporting systems.
Read articleUPI MDR Shift: Impact on Fintech Valuations and Profitability
Investors are shifting focus from GMV to high-margin transaction mix as UPI MDR introduces new monetisation pathways for Indian fintechs and payment players.
Read articleAxis Bank Deploys AMS 2.0 to Centralise Multi-Vertical Operations
Axis Bank has transitioned to AMS 2.0 with Cognizant to streamline application management across banking, payments, and data platforms for enhanced operational scalability.
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