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The FLDG model involves a collaboration between fintech companies and NBFCs, where the fintech firm covers a certain percentage of the default risk associated with a loan. This arrangement allows NBFCs to expand their lending portfolios with reduced risk, while fintechs benefit from leveraging NBFCs’ reach and resources.
The Reserve Bank of India (RBI) has proposed a new framework to enhance the authentication mechanisms for digital payment transactions. This includes biometric authentication, multi-factor authentication, and tokenization to improve security and user experience. The RBI aims to strengthen security, ensure inclusivity, and foster innovation in the payments industry, ultimately creating a resilient ecosystem that supports India’s digital economy.
With government support and technological advances, India’s crop insurance sector is poised for significant growth. Enhanced coverage and accessibility will improve financial stability for farmers. By utilizing data analytics and digital platforms, the sector is adapting to meet farmers’ needs. Discover how collaboration among government, insurers, and tech innovators is transforming Indian agriculture.