NBFC Credit Growth Reaches 14.9% in July 2026
NBFCs outpaced the broader banking sector with 14.9% growth in July 2026, driven by high demand in gold jewellery and consumer durable loan portfolios.
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MCLR Rises Above Year-Ago Levels Despite Steady Repo Rate
One-year median MCLR reached 8.70% in August, signaling a structural shift in bank funding costs despite a steady repo rate and improved liquidity.
Read articleARCIL Signals Growth in NBFC Retail Stressed Asset Transfers
ARCIL reports that retail assets originated by NBFCs are its fastest-growing segment, indicating a shift in how non-bank lenders manage stressed portfolios.
Read articleRBI Urges NBFCs to Shift Securitisation Towards Risk Transfer
RBI Deputy Governor S C Murmu calls for NBFCs and HFCs to move beyond liquidity management toward genuine risk transfer and capital optimization through securitisation.
Read articleNBFCs Seek RBI Clarity on TRAI 1600 Series for Debt Recovery
NBFCs have approached the RBI to clarify if debt recovery calls qualify for the 1600 numbering series, addressing concerns over high call-blocking rates by customers.
Read articleGold Loan Growth: Analyzing the Shift to Repeat Borrowing
Growth in the gold loan sector is currently driven by rising gold prices and repeat customers, signaling potential market saturation and increased risk for NBFCs.
Read articleShriram Finance Targets Japanese Supplier Ecosystem Post-MUFG Deal
Shriram Finance leverages its MUFG partnership to enter supply-chain financing for Japanese firms in India, alongside growth in gold and new vehicle loans.
Read articleHDB Financial Resumes Unsecured Growth as Overleveraging Eases
HDB Financial signals a strategic return to unsecured lending after a period of portfolio contraction, suggesting a shift in the credit risk cycle for Indian NBFCs.
Read articleRBI's Proposed Curb on NBFC Revolving Credit: MSME Funding Impact
The RBI's proposal to restrict NBFCs to term-only loans could force a massive overhaul of credit-line products and digital lending stacks for MSME-focused lenders, potentially impacting MSME funding.
Read articleGodrej Capital, Indel Money Co-Lending: Gold Loan Market Expansion
Godrej Capital and Indel Money's co-lending partnership for gold loans marks a strategic move into a specialized segment, highlighting evolving collaboration models in Indian BFSI.
Read articleRBI Warns NBFCs: Concerns Over FLDG Model in Loan Disbursement
First Loss Default Guarantee arrangements draw regulatory scrutiny across digital lending.
Read articleRBI Red Flags NBFC Consumer Credit: Implications and Future Outlook
Rising unsecured consumer credit prompts tighter risk weights and portfolio discipline.
Read articleA Study on Essential Features for Mobile Loan Origination Solutions
What a modern mobile LOS must do, from lead capture and KYC to deviation handling and disbursal.
Read articleThe Importance of Lead Scoring in the Financial Industry
Scoring models help lenders spend field effort where conversion probability is highest.
Read articleRBI's New Repository: Regulating Digital Lending Apps and Protecting Consumers
A public repository of digital lending apps aims to separate regulated players from rogue ones.
Read articleDigital Disruption in Banking: The Decline of Clerical Roles
Automation reshapes bank staffing towards technology and advisory-led roles.
Read articleLatest Regulatory and Growth Updates in India's NBFC and Lending Sector
A round-up of the regulatory changes shaping NBFC growth and compliance priorities.
Read articleUnderstanding FOIR: A Key Metric for Loan Approval in Lending
Fixed Obligation to Income Ratio explained, and how lenders use it to underwrite retail loans.
Read articleRBI's New Guidelines on Credit Information Reporting: Key Highlights
Fortnightly credit bureau reporting changes what lenders see and how fast they see it.
Read articleChoosing the Right Business Rule Engine
How to evaluate rule engines for lending workflows, deviations and policy changes.
Read articleDetailed Analysis and Findings on Unified Lending Interface (ULI)
ULI promises frictionless credit data flow. Here is what it means for lenders on the ground.
Read articlePerpetual KYC: Transforming Compliance and Customer Experience
Continuous KYC replaces periodic reviews and reduces friction for good customers.
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