Maharashtra Drought Stress Signals Rising Q3 Credit Costs for MFIs
CreditAccess Grameen flags repayment extension requests in Maharashtra due to drought, signaling localized credit cost spikes for rural lenders in the third quarter.
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SBI Card Profitability: Underwriting Shifts Stabilise Asset Quality
SBI Card reports higher quarterly profits as tightened credit underwriting filters successfully address delinquency stress in the unsecured lending segment.
Read articleNBFCs Pivot to Secured Retail Assets Amid Microfinance Contraction
NBFCs are reallocating capital toward gold, housing, and vehicle loans as microfinance and SHG lending declines, signaling a strategic shift toward collateral-backed growth.
Read articleFIDC to Seek Phased Insurance Commission Reset from IRDAI
NBFCs via FIDC are requesting a gradual implementation of IRDAI's proposed insurance commission caps to protect credit-linked distribution viability.
Read articleMahindra Finance Tightens Collections in 282 Drought-Prone Districts
Mahindra Finance initiates targeted collection intensives and credit tightening across 282 districts to mitigate climate-linked asset quality risks in tractor portfolios.
Read articleBajaj Finance Pivots to Term Loans Amid Proposed RBI Revolving Credit Ban
Bajaj Finance prepares new term-loan variants effective November 1 as the RBI considers a ban on revolving credit for NBFCs, impacting product design and profitability.
Read articleMFI Sector Reaches Five-Year Peak in Lending Portfolio Share
Microfinance institutions now dominate the credit mix at nearly 40%, marking a structural shift in the Indian lending landscape and portfolio concentration risks.
Read articleNBFCs Lead as Average PV Loan Size Reaches ₹8.2 Lakh
TransUnion CIBIL data shows a 49% rise in passenger vehicle loan sizes over seven years, with NBFCs dominating the two-wheeler and PV financing segments.
Read articleNBFCs Pivot to Agentic AI with Human-in-the-Loop Risk Controls
Industry leaders at ETBFSI confirm that while AI will automate more lending operations, human oversight remains mandatory for credit risk and regulatory compliance.
Read articleBalancing AI Speed and Human Oversight in MSME Underwriting
NBFC leaders at ETBFSI Retreat 2026 highlight how AI structures unorganised MSME data while maintaining human-in-the-loop protocols for risk management.
Read articleEmbedded Finance vs. High-Touch Models in Indian NBFC Lending
NBFC leaders identify a strategic divide: embedded finance will drive micro-credit access, while housing finance remains dependent on high-touch physical distribution models.
Read articleNBFCs Shift AI Strategy from Process Automation to ROI Benchmarks
Indian NBFC leaders are pivoting AI investments toward measurable returns in credit decisioning and collections, moving beyond simple workflow automation.
Read articleNBFC Gold Loans Surge 69.1% as Retail Credit Reaches ₹60.64 Lakh Crore
RBI data shows a 69.1% surge in NBFC gold loans and 15.8% overall credit growth, signaling a strategic shift toward secured retail assets in the Indian non-bank sector.
Read articleGLCs Seek Tier I Capital Parity with Broader NBFC Sector
Gold Loan Companies are lobbying the RBI to align Tier I capital requirements with other NBFCs, potentially lowering the threshold from 12% to 10% to optimize growth capital.
Read articleRBI Warns NBFCs: Concerns Over FLDG Model in Loan Disbursement
First Loss Default Guarantee arrangements draw regulatory scrutiny across digital lending.
Read articleRBI Red Flags NBFC Consumer Credit: Implications and Future Outlook
Rising unsecured consumer credit prompts tighter risk weights and portfolio discipline.
Read articleA Study on Essential Features for Mobile Loan Origination Solutions
What a modern mobile LOS must do, from lead capture and KYC to deviation handling and disbursal.
Read articleThe Importance of Lead Scoring in the Financial Industry
Scoring models help lenders spend field effort where conversion probability is highest.
Read articleRBI's New Repository: Regulating Digital Lending Apps and Protecting Consumers
A public repository of digital lending apps aims to separate regulated players from rogue ones.
Read articleDigital Disruption in Banking: The Decline of Clerical Roles
Automation reshapes bank staffing towards technology and advisory-led roles.
Read articleLatest Regulatory and Growth Updates in India's NBFC and Lending Sector
A round-up of the regulatory changes shaping NBFC growth and compliance priorities.
Read articleUnderstanding FOIR: A Key Metric for Loan Approval in Lending
Fixed Obligation to Income Ratio explained, and how lenders use it to underwrite retail loans.
Read articleRBI's New Guidelines on Credit Information Reporting: Key Highlights
Fortnightly credit bureau reporting changes what lenders see and how fast they see it.
Read articleChoosing the Right Business Rule Engine
How to evaluate rule engines for lending workflows, deviations and policy changes.
Read articleDetailed Analysis and Findings on Unified Lending Interface (ULI)
ULI promises frictionless credit data flow. Here is what it means for lenders on the ground.
Read articlePerpetual KYC: Transforming Compliance and Customer Experience
Continuous KYC replaces periodic reviews and reduces friction for good customers.
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