Manappuram Finance Pivot: Stage 2 Gold Loans Rise to 5%
Manappuram Finance reports a tenfold increase in Stage 2 gold loans, triggering a strategic shift toward one-year bullet loan structures to stabilise asset quality.
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Piramal Finance CEO: Co-lending Norms to Shift Monetisation Models
Revised co-lending frameworks may end upfront loan monetisation through direct assignment, forcing NBFCs toward long-term interest income models.
Read articleAadhar Housing Finance Reports Second Quarter of Asset Quality Stress
Aadhar Housing Finance sees consecutive rise in Stage 3 assets, signaling potential stress migration into the secured affordable housing segment for Indian NBFCs.
Read articleNBFC Credit Growth Trends: Gold Loans Surge 66% as Industry Lags
NBFC credit grew 15.4% YoY in September, fueled by a 66% rise in gold loans, while industrial lending remains sluggish, shifting focus to retail assets.
Read articleAnalysing Asset Quality Shifts in India’s Gold Loan Sector
Rising Stage 2 assets and 90-day overdues at major NBFCs signal emerging borrower stress in the gold loan segment, traditionally viewed as a safe-haven asset class.
Read articleSpandana Sphoorty Cyberattack: Analyzing NBFC Treasury Vulnerabilities
A recent cyberattack on Spandana Sphoorty involving unauthorized bank transfers highlights critical gaps in NBFC fund security and internal payment authorization protocols.
Read articlePNB Housing Finance Targets ₹3,000 Crore Corporate Loan Book
PNB Housing Finance pivots back to wholesale lending with a 4x growth target, signaling renewed risk appetite in the Indian corporate real estate sector.
Read articleTata Capital AUM Growth: Analyzing the Motor Finance Divergence
Tata Capital records 26% AUM growth despite a 17% YoY decline in motor finance, signaling a strategic shift toward high-yield retail and SME segments.
Read articleRBI Warns NBFCs: Concerns Over FLDG Model in Loan Disbursement
First Loss Default Guarantee arrangements draw regulatory scrutiny across digital lending.
Read articleRBI Red Flags NBFC Consumer Credit: Implications and Future Outlook
Rising unsecured consumer credit prompts tighter risk weights and portfolio discipline.
Read articleA Study on Essential Features for Mobile Loan Origination Solutions
What a modern mobile LOS must do, from lead capture and KYC to deviation handling and disbursal.
Read articleThe Importance of Lead Scoring in the Financial Industry
Scoring models help lenders spend field effort where conversion probability is highest.
Read articleRBI's New Repository: Regulating Digital Lending Apps and Protecting Consumers
A public repository of digital lending apps aims to separate regulated players from rogue ones.
Read articleDigital Disruption in Banking: The Decline of Clerical Roles
Automation reshapes bank staffing towards technology and advisory-led roles.
Read articleLatest Regulatory and Growth Updates in India's NBFC and Lending Sector
A round-up of the regulatory changes shaping NBFC growth and compliance priorities.
Read articleUnderstanding FOIR: A Key Metric for Loan Approval in Lending
Fixed Obligation to Income Ratio explained, and how lenders use it to underwrite retail loans.
Read articleRBI's New Guidelines on Credit Information Reporting: Key Highlights
Fortnightly credit bureau reporting changes what lenders see and how fast they see it.
Read articleChoosing the Right Business Rule Engine
How to evaluate rule engines for lending workflows, deviations and policy changes.
Read articleDetailed Analysis and Findings on Unified Lending Interface (ULI)
ULI promises frictionless credit data flow. Here is what it means for lenders on the ground.
Read articlePerpetual KYC: Transforming Compliance and Customer Experience
Continuous KYC replaces periodic reviews and reduces friction for good customers.
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