Compliance

e-KYCElectronic Know Your Customer

e-KYC is the electronic verification of a customer's identity and address using digital identity infrastructure or verified documents, replacing physical paperwork in account opening, lending and insurance onboarding.

In India this typically covers Aadhaar-based verification with consent, digital document verification, video-based customer identification and central KYC registry lookups, depending on the product and regulator.

Perpetual or continuous KYC is replacing periodic re-verification at many institutions, refreshing records when a trigger event occurs instead of on a fixed calendar.