Compliance

ULIUnified Lending Interface

ULI is an RBI-led public infrastructure initiative that provides lenders with consent-based, standardised access to financial and non-financial data from multiple sources through a common interface.

The intent is to reduce the time and cost of appraisal, particularly for small-ticket and rural credit where documentation is thin.

For lenders, the practical implication is that data collection stops being a differentiator and origination speed and decisioning quality become the competitive ground.