Bank of India Launches Programmable e₹ for Targeted Disbursements
Bank of India introduces programmable CBDC features, enabling automated payments with purpose-linked spending restrictions for retail and corporate use cases.
Read articleIndusInd Bank Launches Dedicated GCC Banking Vertical
IndusInd Bank introduces a specialized GCC vertical to serve India's growing ecosystem of 2,100+ Global Capability Centres with bespoke corporate banking solutions.
Read articleTamil Nadu 187th SLBC: Strategic Shifts in MSME and Agri Credit
The 187th SLBC meet in Tamil Nadu signals a shift toward targeted credit expansion in MSME and Agri-allied sectors, requiring lenders to recalibrate district-level strategies.
Read articleThe Shift in Credit Consumption: UPI vs Cards in the ₹2,000-5,000 Segment
Credit card volumes rose 28.1% as average transaction values fell 17.4%, signalling a shift toward low-ticket credit via RuPay-on-UPI and new merchant dynamics.
Read articleRBI Bulletin: Credit Creation May Not Be Constrained by Deposits
The RBI challenges the 'deposit-first' lending model, suggesting credit creation can precede liability mobilisation in a modern, digital banking ecosystem.
Read articleRBI Mandates Risk-Based Pricing Amid FCNR(B) Liquidity Surge
RBI warns banks against diluting underwriting standards and mandates risk-based pricing despite excess liquidity from FCNR(B) inflows.
Read articleRBI Delegates Export Repatriation Powers to Authorised Dealer Banks
The RBI has shifted approval powers for export earnings repatriation to AD banks to reduce bottlenecks and accelerate foreign exchange inflows.
Read articleIRDAI Commission Curbs: Assessing Bank P&L Exposure
New analysis reveals how IRDAI commission caps impact bank earnings, with private lenders like IndusInd and IDFC First showing higher P&L sensitivity than public sector peers.
Read articleState Governments Push for Cash Flow-Based Lending in BFSI
Indian states are urging banks to transition from collateral-heavy models to cash flow-based lending to support high-growth sectors like data centres and green energy.
Read articleTReDS Platforms to Offer CGTMSE-Backed Guarantee for MSME Receivables
TReDS platforms can now integrate CGTMSE guarantee covers, reducing risk weights for financiers and expanding credit access for MSME invoice discounting.
Read articleRBI Mandates Stricter Bulk Deposit Rate Disclosure Timelines
New RBI guidelines effective October 1 require banks to adhere to stricter disclosure timelines for bulk deposit rates to curb predatory pricing and information asymmetry.
Read articleRBI Finalises Basel III Market Risk Norms for Debt MFs and ETFs
RBI's final Basel III market risk framework revises capital treatment for debt MFs and ETFs, impacting bank treasury risk-weighting and capital adequacy.
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