Analysing Asset Quality Shifts in India’s Gold Loan Sector
Rising Stage 2 assets and 90-day overdues at major NBFCs signal emerging borrower stress in the gold loan segment, traditionally viewed as a safe-haven asset class.
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SBI Card Profitability: Underwriting Shifts Stabilise Asset Quality
SBI Card reports higher quarterly profits as tightened credit underwriting filters successfully address delinquency stress in the unsecured lending segment.
Read articleNBFCs Pivot to Secured Retail Assets Amid Microfinance Contraction
NBFCs are reallocating capital toward gold, housing, and vehicle loans as microfinance and SHG lending declines, signaling a strategic shift toward collateral-backed growth.
Read articleMahindra Finance Tightens Collections in 282 Drought-Prone Districts
Mahindra Finance initiates targeted collection intensives and credit tightening across 282 districts to mitigate climate-linked asset quality risks in tractor portfolios.
Read articleIndian Banks Recalibrate Rural Exposure Amid Asset Quality Risks
Major Indian banks are strategically reducing farm loan exposure as rural credit growth trails overall loan books, signalling a shift toward cautious underwriting in BFSI.
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