RBI Proposes State Adoption of ULI and Programmable CBDC for DBT
RBI Governor urges states to integrate with the Unified Lending Interface and leverage programmable CBDC to automate credit delivery and enhance fiscal health.
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RBI Mandates Basel III Operational Risk Norms for April 2027
The RBI sets April 1, 2027, for new operational-risk capital norms, requiring banks to map Business Indicator components to financial statements for standardized reporting.
Read articleBajaj Finance Pivots to Term Loans Amid Proposed RBI Revolving Credit Ban
Bajaj Finance prepares new term-loan variants effective November 1 as the RBI considers a ban on revolving credit for NBFCs, impacting product design and profitability.
Read articleRBI Excludes Paytm Payments Bank from Scheduled Banks List
The Reserve Bank of India has formally removed Paytm Payments Bank from the Second Schedule, marking a final regulatory milestone in the entity's operational wind-down.
Read articleRBI Forex Reserve Mandates: Impact on Private vs PSU Bank PBT
New RBI forex reserve mandates are projected to impact private bank PBT by up to 9%, significantly higher than the 5% forecasted for PSU lenders.
Read articleBanks Seek Clarity on RBI Foreign Exchange Risk Reserve Guidelines
Indian banks are requesting operational guidelines for the new Foreign Exchange Risk Reserve (FERR) to manage capital lock-in requirements on derivative contracts.
Read articleRBI Tightens CRR Maintenance to Absorb FCNR(B) Liquidity Surplus
The RBI has increased minimum daily CRR maintenance to manage a $133 billion liquidity surplus from FCNR(B) deposits, impacting bank treasury and NIM strategies.
Read articleBanks Signal Liquidity Caution in RBI 10-Day VRRR Auction
Indian banks show a distinct preference for shorter maturities as the RBI’s 10-day Variable Rate Reverse Repo (VRRR) auction sees low participation.
Read articleRBI Proposes New Framework for Digital Payment Authentication
The central bank moves beyond SMS OTP with a principle-based authentication framework.
Read articleRBI Warns NBFCs: Concerns Over FLDG Model in Loan Disbursement
First Loss Default Guarantee arrangements draw regulatory scrutiny across digital lending.
Read articleRBI Red Flags NBFC Consumer Credit: Implications and Future Outlook
Rising unsecured consumer credit prompts tighter risk weights and portfolio discipline.
Read articleRBI's New Repository: Regulating Digital Lending Apps and Protecting Consumers
A public repository of digital lending apps aims to separate regulated players from rogue ones.
Read articleRBI's New Guidelines on Credit Information Reporting: Key Highlights
Fortnightly credit bureau reporting changes what lenders see and how fast they see it.
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