Gold Loan Growth: Analyzing the Shift to Repeat Borrowing
Growth in the gold loan sector is currently driven by rising gold prices and repeat customers, signaling potential market saturation and increased risk for NBFCs.
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Godrej Capital, Indel Money Co-Lending: Gold Loan Market Expansion
Godrej Capital and Indel Money's co-lending partnership for gold loans marks a strategic move into a specialized segment, highlighting evolving collaboration models in Indian BFSI.
Read articleRBI Draft Norms: Standardising Loan Pricing for Indian BFSI
The RBI's proposed guidelines on loan pricing methodology could reshape how banks, NBFCs, and HFCs structure interest rates, impacting product strategies and competitive dynamics.
Read articleRBI Warns NBFCs: Concerns Over FLDG Model in Loan Disbursement
First Loss Default Guarantee arrangements draw regulatory scrutiny across digital lending.
Read articleA Study on Essential Features for Mobile Loan Origination Solutions
What a modern mobile LOS must do, from lead capture and KYC to deviation handling and disbursal.
Read articleUnderstanding FOIR: A Key Metric for Loan Approval in Lending
Fixed Obligation to Income Ratio explained, and how lenders use it to underwrite retail loans.
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