LIC Rural Strategy: Panchayat Expansion and Digital Transformation
LIC is transitioning toward a hyper-local distribution model and digital-first operations to deepen rural insurance penetration and defend its market leadership.
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SIDBI and RRBs Scale Rule-Engine Co-Lending for Rural MSMEs
SIDBI and Regional Rural Banks are expanding a rule-engine-based co-lending framework to digitise MSME credit delivery and diversify rural loan portfolios.
Read articleCrop Insurance Poised for Growth: Government and Tech to Boost Sector
Technology adoption and government backing are set to expand crop insurance penetration across rural India.
Read articleRBI Proposes New Framework for Digital Payment Authentication
The central bank moves beyond SMS OTP with a principle-based authentication framework.
Read articleRBI's New Repository: Regulating Digital Lending Apps and Protecting Consumers
A public repository of digital lending apps aims to separate regulated players from rogue ones.
Read articleDigital Disruption in Banking: The Decline of Clerical Roles
Automation reshapes bank staffing towards technology and advisory-led roles.
Read articleChoosing the Right Business Rule Engine
How to evaluate rule engines for lending workflows, deviations and policy changes.
Read articleDetailed Analysis and Findings on Unified Lending Interface (ULI)
ULI promises frictionless credit data flow. Here is what it means for lenders on the ground.
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