IRDAI Commission Curbs: Assessing Bank P&L Exposure
New analysis reveals how IRDAI commission caps impact bank earnings, with private lenders like IndusInd and IDFC First showing higher P&L sensitivity than public sector peers.
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bancassurance
IRDAI Proposes Commission Clawbacks and Public Mis-selling Records
IRDAI's proposal to mandate commission clawbacks and public disclosure of sales malpractice marks a significant shift in Indian insurance distribution and compliance frameworks.
Read articleIndian Bank to Enter Life Insurance and Mutual Fund Segments
Indian Bank plans to establish captive life insurance and mutual fund subsidiaries, marking a shift from distribution to product manufacturing to capture higher fee income.
Read articleBancassurance Growth Slows for Bank-Promoted Life Insurers
Growth in promoter-led bancassurance channels is decelerating, forcing Indian life insurers to pivot toward open architecture and diversified distribution strategies.
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