Brokers Oppose IRDAI Reform on Tiered Commission Structures
The Insurance Brokers Association of India contests proposed rules linking commissions to product complexity, potentially reshaping distribution economics for insurers.
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banking consolidation
NBFC Gold Loans Surge 69.1% as Retail Credit Reaches ₹60.64 Lakh Crore
RBI data shows a 69.1% surge in NBFC gold loans and 15.8% overall credit growth, signaling a strategic shift toward secured retail assets in the Indian non-bank sector.
Read articleKotak Mahindra Bank AI Training: Reimagining SME Credit Resilience
Kotak Mahindra Bank is partnering with IITs to train SME promoters in AI-native models, shifting from traditional lending to ecosystem enablement for portfolio resilience.
Read articleAnalyzing the Surge in Loans Against FCNR(B) Deposits
Indian banks are utilizing RBI's FCNR(B) special facility to offer multi-fold leverage, impacting credit-to-deposit ratios and treasury risk management strategies.
Read articleGLCs Seek Tier I Capital Parity with Broader NBFC Sector
Gold Loan Companies are lobbying the RBI to align Tier I capital requirements with other NBFCs, potentially lowering the threshold from 12% to 10% to optimize growth capital.
Read articleKotak Mahindra Bank Targets ₹2.5 Lakh Crore SME Portfolio by 2027
Kotak Mahindra Bank plans to double its SME portfolio to ₹2.5 lakh crore, leveraging AI training and digital solutions to capture a ₹28 lakh crore untapped credit market.
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