MFI Sector Reaches Five-Year Peak in Lending Portfolio Share
Microfinance institutions now dominate the credit mix at nearly 40%, marking a structural shift in the Indian lending landscape and portfolio concentration risks.
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NBFCs Lead as Average PV Loan Size Reaches ₹8.2 Lakh
TransUnion CIBIL data shows a 49% rise in passenger vehicle loan sizes over seven years, with NBFCs dominating the two-wheeler and PV financing segments.
Read articleRBI Tightens CRR Maintenance to Absorb FCNR(B) Liquidity Surplus
The RBI has increased minimum daily CRR maintenance to manage a $133 billion liquidity surplus from FCNR(B) deposits, impacting bank treasury and NIM strategies.
Read articleAnalyzing the 0.4% UPI MDR Revenue Distribution Structure
A breakdown of the new 0.4% UPI MDR structure and its impact on revenue sharing across issuing banks, acquiring banks, and fintech applications.
Read articleRBI Regulatory Deadlines for Upper Layer NBFC Listing Compliance
The RBI awaits a formal response from Tata Sons regarding its Upper Layer NBFC listing timeline, signaling strict enforcement of Scale Based Regulation for large shadow banks.
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