IRDAI Commission Curbs: Assessing the 15-40% LIC Agent Attrition Risk
New IRDAI commission caps could trigger a massive exodus of life insurance agents, forcing lenders to rethink distribution models and digital onboarding strategies.
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Bajaj Finance Pivots to Term Loans Amid Proposed RBI Revolving Credit Ban
Bajaj Finance prepares new term-loan variants effective November 1 as the RBI considers a ban on revolving credit for NBFCs, impacting product design and profitability.
Read articleICICI Bank CASA Ratio Declines to 36.1% Amid FCNR Surge
ICICI Bank reports a 340 bps drop in CASA ratio to 36.1% as FCNR(B) deposits rise, leading to sequential NIM contraction and a shift toward lower-margin overseas assets.
Read articleUnion Bank Projects ₹110 Crore Fee Income Impact from IRDAI Norms
Union Bank of India expects a significant impact on fee income due to proposed IRDAI distribution norms, signaling a shift in bancassurance revenue models for PSU banks.
Read articlePNB Targets 21% MSME Credit Growth Amid Festive Demand
Punjab National Bank pivots toward high-yield MSME and retail segments to sustain profitability and asset quality through the third quarter.
Read articleHDFC Bank Shifts Performance Anchors to RoA and EPS Post-Merger
HDFC Bank CEO Sashidhar Jagdishan signals a move away from pre-merger metrics, prioritising Return on Assets and Earnings Per Share for the consolidated entity.
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