Union Bank Projects ₹110 Crore Fee Income Impact from IRDAI Norms
Union Bank of India expects a significant impact on fee income due to proposed IRDAI distribution norms, signaling a shift in bancassurance revenue models for PSU banks.
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PNB Targets 21% MSME Credit Growth Amid Festive Demand
Punjab National Bank pivots toward high-yield MSME and retail segments to sustain profitability and asset quality through the third quarter.
Read articleHDFC Bank Shifts Performance Anchors to RoA and EPS Post-Merger
HDFC Bank CEO Sashidhar Jagdishan signals a move away from pre-merger metrics, prioritising Return on Assets and Earnings Per Share for the consolidated entity.
Read articleImpact of IRDAI Commission Curbs on Life Insurance Economics
IRDAI’s proposed commission curbs could mathematically lower expense ratios to 15%, forcing life insurers to restructure distributor payouts and unit economics.
Read articleIndian Banks Recalibrate Rural Exposure Amid Asset Quality Risks
Major Indian banks are strategically reducing farm loan exposure as rural credit growth trails overall loan books, signalling a shift toward cautious underwriting in BFSI.
Read articleICICI Bank Shrinks Credit Card Book to Prioritise Asset Quality
ICICI Bank reports a 9.7% YoY decline in its credit card book as it exits unprofitable micro-segments and pivots toward risk-adjusted profitability.
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