Analyzing the Surge in Loans Against FCNR(B) Deposits
Indian banks are utilizing RBI's FCNR(B) special facility to offer multi-fold leverage, impacting credit-to-deposit ratios and treasury risk management strategies.
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RBI Mandates Risk-Based Pricing Amid FCNR(B) Liquidity Surge
RBI warns banks against diluting underwriting standards and mandates risk-based pricing despite excess liquidity from FCNR(B) inflows.
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