Embedded Finance vs. High-Touch Models in Indian NBFC Lending
NBFC leaders identify a strategic divide: embedded finance will drive micro-credit access, while housing finance remains dependent on high-touch physical distribution models.
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digital lending
RBI Mandates Interoperability for Account Aggregators
The RBI’s move to enable AA interoperability and integrate bank deposits with demat CAS will streamline digital onboarding and credit underwriting for Indian lenders.
Read articleRBI Mandates Account Aggregator Interoperability for Lenders
The RBI has enabled Account Aggregator interoperability to streamline consent-based data sharing, accelerating credit assessment and risk profiling for Indian financial institutions.
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