CGSMFI 2.0: Analysing the Gap in Credit Guarantee Utilisation
The CGSMFI 2.0 scheme sees low uptake, with only Rs 8,000-9,000 crore utilised out of a Rs 20,000 crore pool, highlighting structural hurdles for small lenders.
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financial inclusion
Sachet-Led Distribution Models Targeting Bharat's Informal Sector
New investment platforms are targeting gig workers and street vendors with low-ticket 'Choti SIPs' and sachet insurance, signaling a shift in BFSI distribution strategies.
Read articleIOB and novio Launch FD-Backed RuPay Card for Credit Inclusion
Indian Overseas Bank and novio launch a co-branded RuPay credit card focused on FD-backed onboarding for new-to-credit segments.
Read articleNPCI Unveils Branchless Deposits and Instant Credit Protocols
NPCI's latest UPI innovations for credit access and cash services signal a shift toward fully decentralized banking operations for Indian lenders.
Read articleBandhan Bank Enters Credit Card Market with Mastercard Partnership
Bandhan Bank transitions toward full-service retail banking by launching a four-tier credit card portfolio in collaboration with Mastercard to leverage its micro-lending footprint.
Read articleStart offering your field sales team a better selling experience
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