NBFCs Pivot to Agentic AI with Human-in-the-Loop Risk Controls
Industry leaders at ETBFSI confirm that while AI will automate more lending operations, human oversight remains mandatory for credit risk and regulatory compliance.
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NBFCs Shift AI Strategy from Process Automation to ROI Benchmarks
Indian NBFC leaders are pivoting AI investments toward measurable returns in credit decisioning and collections, moving beyond simple workflow automation.
Read articleAnalyzing the 0.4% UPI MDR Revenue Distribution Structure
A breakdown of the new 0.4% UPI MDR structure and its impact on revenue sharing across issuing banks, acquiring banks, and fintech applications.
Read articleBank of India Launches Programmable e₹ for Targeted Disbursements
Bank of India introduces programmable CBDC features, enabling automated payments with purpose-linked spending restrictions for retail and corporate use cases.
Read articleThe Shift in Credit Consumption: UPI vs Cards in the ₹2,000-5,000 Segment
Credit card volumes rose 28.1% as average transaction values fell 17.4%, signalling a shift toward low-ticket credit via RuPay-on-UPI and new merchant dynamics.
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