IRDAI Commission Caps: Analyzing PBT Sensitivity for Lenders
New IRDAI reforms target insurance commission structures, creating significant PBT sensitivity for L&T Finance, Axis Bank, and leading NBFCs.
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RBI Mandates Risk-Based Pricing Amid FCNR(B) Liquidity Surge
RBI warns banks against diluting underwriting standards and mandates risk-based pricing despite excess liquidity from FCNR(B) inflows.
Read articleRBI Delegates Export Repatriation Powers to Authorised Dealer Banks
The RBI has shifted approval powers for export earnings repatriation to AD banks to reduce bottlenecks and accelerate foreign exchange inflows.
Read articleIRDAI Commission Curbs: Assessing Bank P&L Exposure
New analysis reveals how IRDAI commission caps impact bank earnings, with private lenders like IndusInd and IDFC First showing higher P&L sensitivity than public sector peers.
Read articleState Governments Push for Cash Flow-Based Lending in BFSI
Indian states are urging banks to transition from collateral-heavy models to cash flow-based lending to support high-growth sectors like data centres and green energy.
Read articleRBI Signals Shift: Tech Risk as First-Order Enterprise Risk
RBI Deputy Governor Jain mandates elevating technology risk to the Board level, impacting how Indian lenders manage onboarding, credit, and regulatory reporting systems.
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