IRDAI Shifts Focus to Actual Payout Ratios to Curb Mis-selling
IRDAI is pivoting from Claim Settlement Ratios to Actual Payout Ratios, signaling a major shift in how Indian insurers must track sales compliance and product transparency.
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Balancing AI Speed and Human Oversight in MSME Underwriting
NBFC leaders at ETBFSI Retreat 2026 highlight how AI structures unorganised MSME data while maintaining human-in-the-loop protocols for risk management.
Read articleIndian Banks Face Margin Pressure Amidst Mixed Q2 Earnings Forecasts
Top Indian lenders face contracting Net Interest Margins in Q2 despite projected PAT growth of 7-17%, signaling a shift toward operational efficiency and cost optimization.
Read articleNon-Life Insurance H1 FY27: Health Growth Offsets Agriculture Decline
Non-life premiums grew 8.92% in H1 FY27, driven by a 24.5% surge in health insurance while agriculture premiums fell by 23%, forcing a strategic shift in distribution.
Read articleEmbedded Finance vs. High-Touch Models in Indian NBFC Lending
NBFC leaders identify a strategic divide: embedded finance will drive micro-credit access, while housing finance remains dependent on high-touch physical distribution models.
Read articleRBI Tightens CRR Maintenance to Absorb FCNR(B) Liquidity Surplus
The RBI has increased minimum daily CRR maintenance to manage a $133 billion liquidity surplus from FCNR(B) deposits, impacting bank treasury and NIM strategies.
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