Private Banks Pivot Fee Strategies Amid IRDAI Commission Caps
Private lenders are exploring new fee income streams and efficiency gains as IRDAI proposes cuts to insurance distribution commissions.
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HDFC Bank Decouples EV Body and Battery for New Loan Structure
HDFC Bank introduces a tiered loan model for electric vehicles, applying different LTV ratios to the vehicle body and battery to manage residual value risks in green mobility.
Read articlePSBs Lead NIM Expansion as Private Banks Face Funding Pressure
Public Sector Banks are outpacing private peers in margin growth, leveraging lower funding costs while private lenders navigate rising liquidity constraints and flat yields.
Read articleIndia General Insurance Outlook FY27: Navigating Pricing Pressures
General insurers face a strategic squeeze in FY27 as pricing competition in Motor and Fire segments forces a shift toward Retail Health and Motor OD to protect margins.
Read articleMaharashtra Drought Stress Signals Rising Q3 Credit Costs for MFIs
CreditAccess Grameen flags repayment extension requests in Maharashtra due to drought, signaling localized credit cost spikes for rural lenders in the third quarter.
Read articleBank of India Projects ₹100 Crore Quarterly Gain from UPI MDR
Bank of India expects nearly ₹100 crore in quarterly revenue from the proposed 0.4% UPI MDR on transactions above ₹2,000, signaling a shift in digital payment unit economics.
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