SFBs Seek Relief from RBI on Loan Portfolio Concentration Norms
Small Finance Banks are lobbying the RBI to relax the 75% PSL mandate and the 50% small-ticket loan cap to enable better portfolio diversification and risk management.
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msme lending
Indian Banks Face Projected NPA Rise in FY27 from MSME and Retail
Lenders anticipate a modest uptick in fresh NPAs by FY27, driven by cyclical stress in unsecured retail and MSME portfolios, requiring immediate credit filter recalibration.
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