IRDAI Regulatory Shift: Prioritising Transparency Over Sales Volume
IRDAI is pivoting from penetration-led growth to product transparency and commission oversight to curb systemic mis-selling in the Indian insurance sector.
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NBFCs Face EPS Pressure as Bank Liquidity Benefits Bypass Sector
Major NBFCs including Bajaj Finance and L&T Finance face potential 12% EPS cuts as banks prioritize internal cost optimization over passing on FCNR(B) liquidity benefits.
Read articleRBI Bulk Deposit Disclosure Norms: Impact on Bank Funding Costs
New RBI disclosure norms for bulk deposits eliminate preferential pricing, forcing Indian banks to shift toward uniform rate structures and recalibrate liquidity strategies.
Read articleLeadership Transition at ICICI Prudential Life Insurance
Sidharatha Mishra succeeds Anup Bagchi as MD & CEO of ICICI Prudential Life, signaling a strategic focus on bancassurance and distribution continuity.
Read articleBank Loans Against Fixed Deposits Rise 43.2% to ₹2.04 Lakh Crore
Loans against fixed deposits grew 43.2% in August, reaching ₹2.04 lakh crore as banks pivot toward low-risk collateralised lending to manage credit-to-deposit ratios.
Read articleIndia Inc Credit Resilience Faces Geopolitical Headwinds in H2FY27
While India Inc maintained credit resilience in H1FY27, rating agencies warn of potential pressure in H2 due to West Asia tensions and rising energy costs.
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