Analyzing the Surge in Loans Against FCNR(B) Deposits
Indian banks are utilizing RBI's FCNR(B) special facility to offer multi-fold leverage, impacting credit-to-deposit ratios and treasury risk management strategies.
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GLCs Seek Tier I Capital Parity with Broader NBFC Sector
Gold Loan Companies are lobbying the RBI to align Tier I capital requirements with other NBFCs, potentially lowering the threshold from 12% to 10% to optimize growth capital.
Read articleKotak Mahindra Bank Targets ₹2.5 Lakh Crore SME Portfolio by 2027
Kotak Mahindra Bank plans to double its SME portfolio to ₹2.5 lakh crore, leveraging AI training and digital solutions to capture a ₹28 lakh crore untapped credit market.
Read articleBank of Baroda Incorporates Dedicated Pension Fund Subsidiary
Bank of Baroda incorporates a new pension fund subsidiary with 80.10% ownership, signaling a shift toward fee-based income and long-term AUM growth in the retirement sector.
Read articleRBI Grants Core Investment Company Status to Indiabulls
Indiabulls receives RBI registration as a Core Investment Company, signaling a shift toward group-level capital allocation and structural deleveraging for the NBFC group.
Read articleAnalyzing the 0.4% UPI MDR Revenue Distribution Structure
A breakdown of the new 0.4% UPI MDR structure and its impact on revenue sharing across issuing banks, acquiring banks, and fintech applications.
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