RBI Mandates Risk-Based Pricing Amid FCNR(B) Liquidity Surge
RBI warns banks against diluting underwriting standards and mandates risk-based pricing despite excess liquidity from FCNR(B) inflows.
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Data-Driven Personalisation Redefines Indian Motor Insurance
Indian motor insurers are shifting toward hyper-personalised models, including mileage-linked premiums and named-driver plans, driven by granular data and telematics integration.
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