Analyzing the 0.4% UPI MDR Revenue Distribution Structure
A breakdown of the new 0.4% UPI MDR structure and its impact on revenue sharing across issuing banks, acquiring banks, and fintech applications.
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upi
The Shift in Credit Consumption: UPI vs Cards in the ₹2,000-5,000 Segment
Credit card volumes rose 28.1% as average transaction values fell 17.4%, signalling a shift toward low-ticket credit via RuPay-on-UPI and new merchant dynamics.
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