UPI MDR Compliance: Enforcing the Posted Price Mandate
Banks must ensure merchants do not pass Merchant Discount Rate (MDR) costs to consumers, maintaining the integrity of UPI's 'posted price' framework for retail payments.
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UPI MDR Shift: Impact on Fintech Valuations and Profitability
Investors are shifting focus from GMV to high-margin transaction mix as UPI MDR introduces new monetisation pathways for Indian fintechs and payment players.
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