IRDAI Commission Caps: Navigating the 2% Credit-Life Limit
Proposed IRDAI commission caps of 2% for credit-life products will force a radical recalibration of fee-income models for Indian bancassurance and NBFC distribution arms.
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Sundaram Home Finance Targets Growth in Central Tamil Nadu
Sundaram Home Finance expands its physical footprint in Central Tamil Nadu to double disbursements in the emerging business segment, focusing on Tier-3 and Tier-4 markets.
Read articleRBI Bulletin: Credit Creation May Not Be Constrained by Deposits
The RBI challenges the 'deposit-first' lending model, suggesting credit creation can precede liability mobilisation in a modern, digital banking ecosystem.
Read articleIRDAI Commission Caps: Analyzing PBT Sensitivity for Lenders
New IRDAI reforms target insurance commission structures, creating significant PBT sensitivity for L&T Finance, Axis Bank, and leading NBFCs.
Read articleRBI Mandates Risk-Based Pricing Amid FCNR(B) Liquidity Surge
RBI warns banks against diluting underwriting standards and mandates risk-based pricing despite excess liquidity from FCNR(B) inflows.
Read articleRBI Delegates Export Repatriation Powers to Authorised Dealer Banks
The RBI has shifted approval powers for export earnings repatriation to AD banks to reduce bottlenecks and accelerate foreign exchange inflows.
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