YES Bank Faces 250 Bps CET1 Impact from AT1 Bond Reinstatement
The Supreme Court ruling on YES Bank’s Rs 8,415 crore AT1 bonds necessitates a 250-basis-point adjustment to CET1 capital, impacting lending capacity and capital strategies.
Read articleRegulation, risk and field execution - decoded weekly.
RBI and IRDAI analysis, lending research and technology explainers for the teams running distribution on the ground.
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ICICI Life to Expand Female Advisor Base to 1 Lakh by FY2027
ICICI Prudential Life targets 20,000 new women advisors by FY2027, leveraging a demographic that currently contributes 45% of agency business with higher relative productivity.
Read articleMFI Sector Reaches Five-Year Peak in Lending Portfolio Share
Microfinance institutions now dominate the credit mix at nearly 40%, marking a structural shift in the Indian lending landscape and portfolio concentration risks.
Read articleSupreme Court Upholds Yes Bank AT-1 Write-off Quashing
The Supreme Court's decision to quash the Yes Bank AT-1 bond write-off restores a ₹13,000 crore liability, impacting capital ratios and future hybrid instrument valuations.
Read articleFairfax Proposes IDBI Bank Merger with Digit and IIFL Capital
Fairfax plans to integrate IDBI Bank, Digit, and IIFL Capital into a unified financial services platform, proposing N.S. Kannan as Chairman to lead the conglomerate.
Read articleUPI Players Pivot to Merchant Services and Embedded Lending
UPI payment firms are shifting focus from transaction fees to high-margin merchant services, including MSME lending and automated reconciliation tools.
Read articleRBI Excludes Paytm Payments Bank from Scheduled Banks List
The Reserve Bank of India has formally removed Paytm Payments Bank from the Second Schedule, marking a final regulatory milestone in the entity's operational wind-down.
Read articleCanara Bank Projects ₹200 Crore Impact from Proposed IRDAI Norms
Canara Bank anticipates up to a ₹200 crore reduction in distribution income following proposed IRDAI commission reforms, signaling a shift for bancassurance models.
Read articleIndian Corporates Pivot to Bank Loans Amid Rising Bond Yields
Rising bond borrowing costs are driving Indian NBFCs and wholesale sectors back to bank credit, reshaping the corporate lending landscape for the current fiscal year.
Read articleFairfax IDBI Bid Forces Strategic Pivot for CSB Bank
Fairfax’s ₹52,878 crore acquisition of IDBI Bank triggers regulatory requirements for its CSB Bank stake, necessitating a choice between a merger or a significant divestment.
Read articleRBL Bank Projects 50-60% Drop in Bancassurance Fee Income
RBL Bank warns of a significant revenue hit to its insurance distribution business under proposed IRDAI norms, signaling a major shift for Indian bank-led insurance models.
Read articleNBFCs Lead as Average PV Loan Size Reaches ₹8.2 Lakh
TransUnion CIBIL data shows a 49% rise in passenger vehicle loan sizes over seven years, with NBFCs dominating the two-wheeler and PV financing segments.
Read articleTurn market intelligence into field execution
See how regulated businesses move from a policy change to a live field workflow in days, not quarters.