Zero-MDR Notified for UPI Transactions Below ₹2,000
The Indian government has formalised a zero-charge mandate for UPI and RuPay transactions up to ₹2,000, forcing a strategic shift in merchant acquisition economics.
Read articleRegulation, risk and field execution - decoded weekly.
RBI and IRDAI analysis, lending research and technology explainers for the teams running distribution on the ground.
The archive - page 10 of 16
Oriental Insurance Targets FY27 Turnaround via NSE Stake Sale
Oriental Insurance plans to leverage the NSE IPO to liquidate non-core assets, shore up solvency ratios, and achieve a financial turnaround by FY27.
Read articleRBI Rejects Tata Sons CIC De-registration: Listing Mandates Firm
The RBI's refusal to de-register Tata Sons as a CIC reinforces the 'Upper Layer' listing mandate for systemic NBFCs, setting a major precedent for Indian conglomerates.
Read articleHDFC Bank Leadership Transition: RBI Review and Strategic Impact
HDFC Bank initiates leadership succession by submitting two MD & CEO candidates to the RBI following Sashidhar Jagdishan’s decision not to seek reappointment.
Read articleIndian Bank to Enter Life Insurance and Mutual Fund Segments
Indian Bank plans to establish captive life insurance and mutual fund subsidiaries, marking a shift from distribution to product manufacturing to capture higher fee income.
Read articleRBI Mandates Tata Sons Listing: Implications for Upper Layer NBFCs
The RBI's rejection of Tata Sons' bid to avoid public listing sets a rigid precedent for large NBFCs and Core Investment Companies regarding regulatory compliance.
Read articleIBBI Proposes Zero Voting Share for Related Parties in Debt Plans
IBBI plans to exclude related parties of personal guarantors from voting on repayment plans, preventing dilution of institutional lender power during insolvency proceedings.
Read articleInsurance Gift Cards: A New Digital Acquisition Layer for Gen Z
CoverSure launches insurance gift cards (₹100–₹10,000) to lower acquisition costs and onboard first-time buyers via micro-ticket digital gifting.
Read articlePredictive AI in EMI Collections: YES Bank and Open Launch Pre-emptive Platform
YES Bank and Open Financial Technologies launch a predictive AI platform to preempt EMI failures, shifting Indian retail lending from reactive recovery to proactive management.
Read articleIndusInd Bank Integrates Corporate Cards with Working Capital Accounts
IndusInd Bank launches a corporate credit card linked directly to OD and CC accounts, enabling real-time B2B payments and streamlined liquidity management for Indian businesses.
Read articleIntegrating FASTag and Banking Data for Barrier-Free Tolling
India eyes a ₹20,000 crore revenue boost through barrier-free digital tolling, integrating FASTag, vehicle, insurance, and banking data into a unified mobility ecosystem.
Read articleUCO Bank Integrates GST-Based Underwriting for MSME Lending
UCO Bank and ScoreMe launch GST Smart to automate MSME credit appraisals using GST filings, shifting toward cash-flow-based digital lending models.
Read articleTurn market intelligence into field execution
See how regulated businesses move from a policy change to a live field workflow in days, not quarters.