UPI MDR Shift: Impact on Fintech Valuations and Profitability
Investors are shifting focus from GMV to high-margin transaction mix as UPI MDR introduces new monetisation pathways for Indian fintechs and payment players.
Read articleRegulation, risk and field execution - decoded weekly.
RBI and IRDAI analysis, lending research and technology explainers for the teams running distribution on the ground.
The archive - page 9 of 16
UPI MDR Activation: Assessing the ₹20,000 Crore Revenue Shift
New brokerage estimates suggest a potential ₹20,000 crore annual fee pool as UPI MDR on large-value transactions alters digital payment unit economics for Indian lenders.
Read articleRBI Evaluates Systemic Risks in NBFC Revolving Credit Facilities
The RBI is conducting a dual-level risk assessment on revolving credit, signaling potential regulatory tightening for NBFC unsecured lending and liquidity frameworks.
Read articleAxis Bank Deploys AMS 2.0 to Centralise Multi-Vertical Operations
Axis Bank has transitioned to AMS 2.0 with Cognizant to streamline application management across banking, payments, and data platforms for enhanced operational scalability.
Read articleSachet-Led Distribution Models Targeting Bharat's Informal Sector
New investment platforms are targeting gig workers and street vendors with low-ticket 'Choti SIPs' and sachet insurance, signaling a shift in BFSI distribution strategies.
Read articleIOB and novio Launch FD-Backed RuPay Card for Credit Inclusion
Indian Overseas Bank and novio launch a co-branded RuPay credit card focused on FD-backed onboarding for new-to-credit segments.
Read articleUnity SFB Leadership Transition: Camotra Tenure Extended by 6 Months
Unity Small Finance Bank extends MD & CEO Inderjit Camotra’s tenure by six months as RBI approval for a successor is expected within weeks, ensuring institutional stability.
Read articleAI Shifts Indian Bank Hiring Toward Specialist Technical Roles
Indian banks are pivoting from mass-scale operational recruitment to high-value technical hiring as AI and automation replace routine back-office and entry-level roles.
Read articleICICI Prudential Life Records 99.31% Claim Settlement Ratio in Q1FY27
ICICI Prudential Life achieves a 99.31% claim settlement ratio in Q1FY27, leveraging digital processes to reduce non-investigated claim turnarounds to one day.
Read articleAU Small Finance Bank Strengthens Leadership for Universal Banking
AU Small Finance Bank hires Anil Agarwal and Amol Padhye to lead operations and risk management ahead of its transition to a Universal Bank following regulatory approval.
Read articleGovernment Mandates Zero MDR for UPI Transactions Under ₹2,000
The Indian government has notified a zero-charge mandate for UPI transactions up to ₹2,000, ending speculation on MDR while shifting focus to high-value payment monetization.
Read articleMahindra Manulife CMCO Appointment Signals AI-Driven CX Pivot
Mahindra Manulife Insurance appoints Ruchika Varma as CMCO to lead brand, digital, and AI enablement, highlighting a shift toward integrated customer experience in insurance.
Read articleTurn market intelligence into field execution
See how regulated businesses move from a policy change to a live field workflow in days, not quarters.