MCLR Rises Above Year-Ago Levels Despite Steady Repo Rate
One-year median MCLR reached 8.70% in August, signaling a structural shift in bank funding costs despite a steady repo rate and improved liquidity.
Read articleRegulation, risk and field execution - decoded weekly.
RBI and IRDAI analysis, lending research and technology explainers for the teams running distribution on the ground.
The archive - page 12 of 16
Data-Driven Personalisation Redefines Indian Motor Insurance
Indian motor insurers are shifting toward hyper-personalised models, including mileage-linked premiums and named-driver plans, driven by granular data and telematics integration.
Read articleARCIL Signals Growth in NBFC Retail Stressed Asset Transfers
ARCIL reports that retail assets originated by NBFCs are its fastest-growing segment, indicating a shift in how non-bank lenders manage stressed portfolios.
Read articleFCNR-B Inflows to Add ₹11,000 Crore to Indian Bank Profits
Record FCNR-B inflows of USD 127.2 billion are expected to compress NIMs while contributing up to ₹11,000 crore to the banking sector's annual profit pool.
Read articleRBI Approves LIC Stake Increase in ICICI Bank to 9.99%
The RBI has granted LIC approval to acquire up to a 9.99% stake in ICICI Bank, signaling deeper institutional capital concentration in India's BFSI sector.
Read articleDraft Foreign Investment Rules 2026: The Governance Shift for BFSI
India's Draft Foreign Investment Rules 2026 redefine 'control' through governance rights, impacting capital structures for banks, NBFCs, and financial institutions.
Read articleIndian Banks Commit ₹24,000 Crore for Renewable Energy Acquisition
Indian banks commit ₹24,000 crore to Aditya Birla Group for a major renewable energy acquisition, marking a shift toward aggressive corporate lending strategies.
Read articlePublic Insurance Registry: Shifting the Data Advantage in BFSI
The Public Insurance Registry (PIR) marks a shift from proprietary data silos to interoperable infrastructure, impacting persistency management and fraud detection for Indian insurers.
Read articleRBI Urges NBFCs to Shift Securitisation Towards Risk Transfer
RBI Deputy Governor S C Murmu calls for NBFCs and HFCs to move beyond liquidity management toward genuine risk transfer and capital optimization through securitisation.
Read articleREC to Launch India’s First Tokenised Corporate Bond Sale
REC is set to debut tokenised corporate bonds, marking a shift toward blockchain-based issuance and real-time settlement in Indian debt markets.
Read articleAnalysing Reform Fatigue in India’s Insurance Sector
Former IRDAI Member Nilesh Sathe warns that rapid regulatory changes are straining insurer bandwidth, calling for a period of stability to manage rising compliance costs.
Read articleNBFCs Seek RBI Clarity on TRAI 1600 Series for Debt Recovery
NBFCs have approached the RBI to clarify if debt recovery calls qualify for the 1600 numbering series, addressing concerns over high call-blocking rates by customers.
Read articleTurn market intelligence into field execution
See how regulated businesses move from a policy change to a live field workflow in days, not quarters.