FCNR Inflows and the Outlook for Domestic Deposit Rates
A record ₹9.7 lakh crore liquidity surplus from FCNR(B) inflows may finally cool the aggressive competition for domestic deposits among Indian private lenders.
Read articleRegulation, risk and field execution - decoded weekly.
RBI and IRDAI analysis, lending research and technology explainers for the teams running distribution on the ground.
The archive - page 13 of 16
InsuranceDekho and RenewBuy Merger: A New Distribution Powerhouse
The merger of InsuranceDekho and RenewBuy creates a massive consolidated entity, reshaping the PoSP landscape and third-party sourcing dynamics for Indian insurers.
Read articleGold Loan Growth: Analyzing the Shift to Repeat Borrowing
Growth in the gold loan sector is currently driven by rising gold prices and repeat customers, signaling potential market saturation and increased risk for NBFCs.
Read articleRBI Permits UCBs to Acquire Equity in IDPIC for Fraud Intelligence
The RBI now allows Urban Co-operative Banks to acquire equity in IDPIC, granting them access to the national digital payment fraud intelligence network.
Read articleIRDAI Proposes Public Insurance Registry for Ecosystem Interoperability
IRDAI's proposed Public Insurance Registry aims to bridge data gaps through a unified digital infrastructure, signaling an 'India Stack' approach for the insurance sector.
Read articleShriram Finance Targets Japanese Supplier Ecosystem Post-MUFG Deal
Shriram Finance leverages its MUFG partnership to enter supply-chain financing for Japanese firms in India, alongside growth in gold and new vehicle loans.
Read articleNPCI Unified Agent Protocol: Managing Risks in Agentic UPI
NPCI is developing the Unified Agent Protocol (UAP) for autonomous UPI payments, requiring banks to rethink fraud monitoring and authentication for low-value transactions.
Read articleLIC Rural Strategy: Panchayat Expansion and Digital Transformation
LIC is transitioning toward a hyper-local distribution model and digital-first operations to deepen rural insurance penetration and defend its market leadership.
Read articleFresh Lending Rates Ease as Banks Manage Margin Pressures
Analysis of the divergence between easing fresh lending rates and rising MCLRs, signaling a shift in the pricing cycle for Indian banks and NBFCs.
Read articleBank of Baroda Local Language Recruitment: Impact on Field Sales
Bank of Baroda initiates a 2,482-officer recruitment drive across 20 states to address language barriers in frontline banking operations and customer service.
Read articleNiva Bupa Adopts Annual 8-9% Premium Hikes to Counter Inflation
Niva Bupa shifts to a predictable 8-9% annual premium increase model to manage medical inflation and target a 98-99% combined ratio by FY29.
Read articleMid-Sized Private Banks Outpace Tier-1 Peers in NII Growth
Mid-sized private banks achieve 15-30% NII growth by pivoting to gold and commercial lending, significantly outperforming larger peers facing margin compression.
Read articleTurn market intelligence into field execution
See how regulated businesses move from a policy change to a live field workflow in days, not quarters.