Fino Payments Bank Outlines SFB Transition Roadmap for Q4FY27
Fino Payments Bank is preparing to transition into a Small Finance Bank by Q4FY27, marking a strategic shift toward full-scale credit and lending operations.
Read articleRegulation, risk and field execution - decoded weekly.
RBI and IRDAI analysis, lending research and technology explainers for the teams running distribution on the ground.
The archive - page 14 of 16
NCLT Approves 0.03% Recovery Plan in Subhash Chandra Case
The NCLT's approval of a Rs 6.5-crore plan against Rs 22,006 crore in claims highlights critical gaps in personal insolvency frameworks for Indian lenders.
Read articleMSME Bodies Contest RBI Proposed Curbs on NBFC Revolving Credit
Industry bodies warn that proposed RBI restrictions on NBFC revolving credit could increase borrowing costs and trigger a working capital squeeze for Indian MSMEs.
Read articleHDFC Bank Leadership Transition: CEO Sashidhar Jagdishan to Retire
HDFC Bank MD & CEO Sashidhar Jagdishan declines reappointment, setting the stage for a major leadership transition at India's largest private lender by October 2026.
Read articleGenerali Evaluates Location-Based Premiums and Cyber Risk Covers
Generali Central Insurance is exploring hyper-localized health premiums and niche cyber-risk covers for bank depositors, signaling a shift toward granular underwriting.
Read articleHDB Financial Resumes Unsecured Growth as Overleveraging Eases
HDB Financial signals a strategic return to unsecured lending after a period of portfolio contraction, suggesting a shift in the credit risk cycle for Indian NBFCs.
Read articlePSU Banks Plan ₹82,500 Crore Capital Raise Before ECL Shift
Public Sector Banks are mobilizing ₹82,500 crore to strengthen capital buffers ahead of the transition to Expected Credit Loss provisioning in April 2027.
Read articleIndiaFirst Life Adopts Agentic AI for Insurance Operations
IndiaFirst Life is moving beyond traditional automation to Agentic AI, aiming to handle complex workflows without increasing overall cost ratios in insurance operations.
Read articleSIDBI and RRBs Scale Rule-Engine Co-Lending for Rural MSMEs
SIDBI and Regional Rural Banks are expanding a rule-engine-based co-lending framework to digitise MSME credit delivery and diversify rural loan portfolios.
Read articleFederal Bank Response Signals Potential Shift in SFB Consolidation
Federal Bank's response to merger reports suggests a new trend where private banks may acquire Small Finance Banks to scale micro-market access and PSL portfolios.
Read articleRBI's Proposed Curb on NBFC Revolving Credit: MSME Funding Impact
The RBI's proposal to restrict NBFCs to term-only loans could force a massive overhaul of credit-line products and digital lending stacks for MSME-focused lenders, potentially impacting MSME funding.
Read articleHDFC Bank Retail Deposit Shift: Implications for Private Lenders
HDFC Bank’s retail deposit share fell to 55.9% in FY26, signaling a shift toward wholesale funding and a potential rethink of granular liability strategies for Indian banks.
Read articleTurn market intelligence into field execution
See how regulated businesses move from a policy change to a live field workflow in days, not quarters.