Kotak Mahindra Bank Targets ₹2.5 Lakh Crore SME Portfolio by 2027
Kotak Mahindra Bank plans to double its SME portfolio to ₹2.5 lakh crore, leveraging AI training and digital solutions to capture a ₹28 lakh crore untapped credit market.
Read articleRegulation, risk and field execution - decoded weekly.
RBI and IRDAI analysis, lending research and technology explainers for the teams running distribution on the ground.
The archive - page 5 of 16
Bank of Baroda Incorporates Dedicated Pension Fund Subsidiary
Bank of Baroda incorporates a new pension fund subsidiary with 80.10% ownership, signaling a shift toward fee-based income and long-term AUM growth in the retirement sector.
Read articleRBI Grants Core Investment Company Status to Indiabulls
Indiabulls receives RBI registration as a Core Investment Company, signaling a shift toward group-level capital allocation and structural deleveraging for the NBFC group.
Read articleAnalyzing the 0.4% UPI MDR Revenue Distribution Structure
A breakdown of the new 0.4% UPI MDR structure and its impact on revenue sharing across issuing banks, acquiring banks, and fintech applications.
Read articleIRDAI Regulatory Shift: Prioritising Transparency Over Sales Volume
IRDAI is pivoting from penetration-led growth to product transparency and commission oversight to curb systemic mis-selling in the Indian insurance sector.
Read articleNBFCs Face EPS Pressure as Bank Liquidity Benefits Bypass Sector
Major NBFCs including Bajaj Finance and L&T Finance face potential 12% EPS cuts as banks prioritize internal cost optimization over passing on FCNR(B) liquidity benefits.
Read articleRBI Bulk Deposit Disclosure Norms: Impact on Bank Funding Costs
New RBI disclosure norms for bulk deposits eliminate preferential pricing, forcing Indian banks to shift toward uniform rate structures and recalibrate liquidity strategies.
Read articleLeadership Transition at ICICI Prudential Life Insurance
Sidharatha Mishra succeeds Anup Bagchi as MD & CEO of ICICI Prudential Life, signaling a strategic focus on bancassurance and distribution continuity.
Read articleBank Loans Against Fixed Deposits Rise 43.2% to ₹2.04 Lakh Crore
Loans against fixed deposits grew 43.2% in August, reaching ₹2.04 lakh crore as banks pivot toward low-risk collateralised lending to manage credit-to-deposit ratios.
Read articleIndia Inc Credit Resilience Faces Geopolitical Headwinds in H2FY27
While India Inc maintained credit resilience in H1FY27, rating agencies warn of potential pressure in H2 due to West Asia tensions and rising energy costs.
Read articleRBI Streamlines Institutional Shareholding Approvals for Banks
The RBI has introduced a one-time approval route for MFs, insurers, and pension funds to acquire up to 10% stake in banks, reducing repeat filing requirements.
Read articleRBI Forex Swaps: Lowering Corporate Funding Costs via Hybrid Structures
Indian banks are leveraging RBI forex swaps to offer hybrid dollar-rupee funding, significantly reducing interest costs for corporate borrowers compared to traditional NCDs.
Read articleTurn market intelligence into field execution
See how regulated businesses move from a policy change to a live field workflow in days, not quarters.