HDFC Bank Appoints Anup Bagchi: Analyzing the Shift in Leadership
HDFC Bank breaks a 32-year tradition by appointing ICICI veteran Anup Bagchi as MD & CEO, signaling a new era for India's largest private lender.
Read articleRegulation, risk and field execution - decoded weekly.
RBI and IRDAI analysis, lending research and technology explainers for the teams running distribution on the ground.
The archive - page 6 of 16
Jio Finance and Allianz Commit ₹640 Crore to New General Insurance JV
Jio Financial Services and Allianz SE invest ₹320 crore each in a new general insurance joint venture, targeting digital-first distribution in the Indian market.
Read articleRBI Data: Medium Industry Credit Grows 32% as Industrial Lending Surges
Bank credit to industry rose 18% in August, led by a 32% jump in medium-industry lending. This shift signals a pivot toward mid-market MSME portfolios for Indian lenders.
Read articleOperational Impact of India’s Proposed Five-Day Banking Week
The IBA and bank unions have formed a committee to implement a five-day work week, necessitating a shift in branch operations and digital channel management.
Read articleAnalysing India's Common Data Layer for Insurance Markets
The proposed Public Insurance Registry and Bima Sugam will create a unified data layer, shifting the industry from siloed records to verified Market Infrastructure Institutions.
Read articleFCNR(B) Liquidity Influx: Strategic Shifts for Banks and NBFCs
A surge in FCNR(B) deposits is recalibrating the Indian credit market, pressuring bank margins while offering NBFCs a window for lower wholesale funding costs.
Read articleBank of India Launches Programmable e₹ for Targeted Disbursements
Bank of India introduces programmable CBDC features, enabling automated payments with purpose-linked spending restrictions for retail and corporate use cases.
Read articleAI and Ecosystems Redefine Indian Insurance Distribution Strategy
Insurers are shifting from traditional D2C models to AI-driven discovery and embedded partnerships to sustain growth in a changing digital landscape.
Read articleRBI Regulatory Deadlines for Upper Layer NBFC Listing Compliance
The RBI awaits a formal response from Tata Sons regarding its Upper Layer NBFC listing timeline, signaling strict enforcement of Scale Based Regulation for large shadow banks.
Read articleIndusInd Bank Launches Dedicated GCC Banking Vertical
IndusInd Bank introduces a specialized GCC vertical to serve India's growing ecosystem of 2,100+ Global Capability Centres with bespoke corporate banking solutions.
Read articleIRDAI Commission Caps: Assessing the Impact on Digital Distribution
Proposed IRDAI commission changes could reduce core online insurance revenue by 30% by FY28, forcing a shift in distribution economics for Indian insurers and distributors.
Read articleTamil Nadu 187th SLBC: Strategic Shifts in MSME and Agri Credit
The 187th SLBC meet in Tamil Nadu signals a shift toward targeted credit expansion in MSME and Agri-allied sectors, requiring lenders to recalibrate district-level strategies.
Read articleTurn market intelligence into field execution
See how regulated businesses move from a policy change to a live field workflow in days, not quarters.