Indian Banks Reach 93.3 Supervisory Data Quality Score
RBI reports a rise in supervisory data quality scores to 93.3, led by Small Finance Banks, signaling heightened regulatory expectations for data governance in Indian BFSI.
Read articleRegulation, risk and field execution - decoded weekly.
RBI and IRDAI analysis, lending research and technology explainers for the teams running distribution on the ground.
The archive - page 8 of 16
LIC Bids ₹4,500 Crore for NSE IPO: Strategic Shift in Asset Allocation
Life Insurance Corporation of India (LIC) has reportedly placed a ₹4,500 crore bid for the National Stock Exchange IPO, signalling a pivot toward high-yield equity assets.
Read articleNBFC Funding Costs Rise Amid Surging Bank Credit Exposure
NBFCs face margin pressure as bank credit exposure hits 32% YoY growth. Lenders must now diversify liability mixes and recalibrate pricing strategies.
Read articleTReDS Platforms to Offer CGTMSE-Backed Guarantee for MSME Receivables
TReDS platforms can now integrate CGTMSE guarantee covers, reducing risk weights for financiers and expanding credit access for MSME invoice discounting.
Read articleRBI Finalises Basel III Market Risk Capital Framework for Banks
RBI issues final directions on Basel III market risk capital, allowing banks to exclude specific structural foreign currency positions from Net Open Position calculations.
Read articleRBI Mandates Stricter Bulk Deposit Rate Disclosure Timelines
New RBI guidelines effective October 1 require banks to adhere to stricter disclosure timelines for bulk deposit rates to curb predatory pricing and information asymmetry.
Read articleRBI Finalises Basel III Market Risk Norms for Debt MFs and ETFs
RBI's final Basel III market risk framework revises capital treatment for debt MFs and ETFs, impacting bank treasury risk-weighting and capital adequacy.
Read articleAnalysing the ₹25 Lakh Crore Credit Potential from FCNR(B) Deposits
SBI Research estimates FCNR(B) inflows could unlock ₹25 lakh crore in credit capacity, offering a vital liquidity buffer for Indian lenders facing tight domestic deposit growth.
Read articleCGSMFI 2.0: Analysing the Gap in Credit Guarantee Utilisation
The CGSMFI 2.0 scheme sees low uptake, with only Rs 8,000-9,000 crore utilised out of a Rs 20,000 crore pool, highlighting structural hurdles for small lenders.
Read articleRBI Extends Overseas KYC Certification for FPIs
The RBI now allows overseas banks and notaries to certify KYC documents for FPIs, reducing friction in cross-border onboarding for Indian financial institutions.
Read articleRBI Shifts to Active Liquidity Withdrawal via Open Market Debt Sale
The RBI's first net OMO sale in nine years signals a transition to permanent liquidity absorption, impacting bank cost of funds and credit pricing strategies.
Read articleTata Sons Governance Dispute: Implications for NBFC Listing Mandates
Internal disputes at Tata Sons over leadership reappointments highlight the complexities of RBI 'Upper Layer' compliance for large Indian conglomerate holding companies.
Read articleTurn market intelligence into field execution
See how regulated businesses move from a policy change to a live field workflow in days, not quarters.